{"id":103512,"date":"2023-06-23T03:05:06","date_gmt":"2023-06-23T03:05:06","guid":{"rendered":"https:\/\/haberulus.net\/?p=103512"},"modified":"2023-06-23T03:05:06","modified_gmt":"2023-06-23T03:05:06","slug":"liralasma-buhar-oldu","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=103512","title":{"rendered":"Lirala\u015fma buhar oldu"},"content":{"rendered":"<p><strong>E<\/strong><strong>konomi<\/strong> y\u00f6netiminin 2021 sonlar\u0131nda ba\u015flatt\u0131\u011f\u0131 Kur Korumal\u0131 Mevduat (KKM) uygulamas\u0131n\u0131n da etkisiyle 2022 y\u0131l\u0131nda hayat\u0131m\u0131za giren \u201clirala\u015fma\u201d stratejisi de buhar oldu.\u00a0 D\u00fcn, Gaye Erkan ba\u015fkanl\u0131\u011f\u0131nda toplanan Merkez Bankas\u0131 (TCMB) Para Politikas\u0131 Kurulu&#8217;nun (PPK) karar metninde \u201cLirala\u015fma\u201d kelimesine yer verilmedi. Hazine ve Maliye Bakan\u0131 Mehmet \u015eim\u015fek de Merkez Bankas\u0131&#8217;n\u0131n faiz karar\u0131n\u0131n ard\u0131ndan, \u201cParam\u0131z\u0131n istikrarl\u0131 ve g\u00fcvenli olmas\u0131, dolarizasyon belas\u0131ndan kurtulmak i\u00e7in en etkili \u00e7\u00f6z\u00fcmd\u00fcr\u201d a\u00e7\u0131klamas\u0131yla \u2018lirala\u015fma&#8217; stratejisinin de ba\u015far\u0131s\u0131zl\u0131\u011f\u0131n\u0131 ortaya koymu\u015f oldu. Nitekim, KKM ile birlikte TL mevduatlar\u0131n da d\u00f6vize endekslenmesi lirala\u015fmay\u0131 de\u011fil, tam tersine dolarizasyonu k\u00f6r\u00fckledi.<\/p>\n<p><strong>TABLO G\u00d6ZLER \u00d6N\u00dcNDE<\/strong><\/p>\n<p>KKM hesaplar\u0131 ile d\u00f6viz hesaplar\u0131n\u0131n toplam meduata oran\u0131 16 Haziran itibar\u0131yla y\u00fczde 65.5&#8217;e ula\u015ft\u0131.\u00a0 Yurt i\u00e7i yerle\u015fiklerin t\u00fcm d\u00f6viz ve d\u00f6vize endeksli varl\u0131klar\u0131n\u0131 esas al\u0131nca ger\u00e7ek tablonun b\u00fcy\u00fckl\u00fc\u011f\u00fc \u015eim\u015fek&#8217;in tabiri ile \u2018dolarizasyon belas\u0131n\u0131&#8217; g\u00f6zler \u00f6n\u00fcne seriyor. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re KKM toplam\u0131 ge\u00e7en hafta 52.3 milyar TL art\u0131\u015fla 2.63 trilyon TL (111.8 milyar dolar) oldu. B\u00f6ylece, bankalardaki d\u00f6viz ve d\u00f6vize endeksli varl\u0131klar\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fc ge\u00e7en hafta itibar\u0131yla 316.1 milyar dolara ula\u015ft\u0131. \u00dcstelik, verisi olmad\u0131\u011f\u0131 i\u00e7in bu hesaba yast\u0131k alt\u0131na giden d\u00f6viz ve alt\u0131n dahil de\u011fil.<\/p>\n<p><b>Bireyler d\u00f6viz satt\u0131, \u015firketler 2.2 milyar dolar ald\u0131<\/b><\/p>\n<p>Merkez Bankas\u0131 verilerine g\u00f6re, yurt i\u00e7i yerle\u015fiklerin d\u00f6viz mevduat\u0131 16 Haziran ile sona eren haftada 176.3 milyar dolara \u00e7\u0131kt\u0131. Parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f toplam d\u00f6viz mevduat\u0131 1.74 milyar dolar artt\u0131. Ger\u00e7ek ki\u015filerin d\u00f6viz mevduat\u0131 461 milyon dolar azal\u0131rken, t\u00fczel ki\u015filerin d\u00f6viz mevduatlar\u0131 2.2 milyar dolar art\u0131\u015f g\u00f6sterdi.<\/p>\n<p><b>Karar sonras\u0131 kredi kart\u0131 faizleri artt\u0131<\/b><\/p>\n<p>Merkez Bankas\u0131, y\u00fczde 8.5 olan politika faizini y\u00fczde 15&#8217;e y\u00fckseltti. Merkez Bankas\u0131&#8217;n\u0131n faiz karar\u0131 sonras\u0131 kredi kart\u0131 i\u015flemlerinde uygulanacak azami akdi faiz oran\u0131, 1 A\u011fustos tarihi itibar\u0131yla TL i\u015flemler i\u00e7in y\u00fczde 1.36&#8217;dan y\u00fczde 1.91&#8217;e y\u00fckselecek. Kredi kart\u0131 i\u015flemlerinde uygulanacak azami gecikme faiz oran\u0131 da 1 A\u011fustos tarihi itibar\u0131yla TL i\u015flemler i\u00e7in y\u00fczde 1.66&#8217;dan y\u00fczde 2.21&#8217;e y\u00fckselecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yeni ekonomi y\u00f6netimi ile birlikte, hayat\u0131m\u0131za ans\u0131z\u0131n giren \u2018lirala\u015fma\u2019 stratejisi de buhar oldu. Bankalardaki d\u00f6vizli varl\u0131klar y\u00fczde 65.5\u2019e ula\u015ft\u0131.<\/p>\n","protected":false},"author":1,"featured_media":103513,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[975,731,2941,4821,840],"class_list":["post-103512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-doviz","tag-faiz","tag-merkez-bankasi","tag-mevduat","tag-milyar-dolar"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/103512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=103512"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/103512\/revisions"}],"predecessor-version":[{"id":103514,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/103512\/revisions\/103514"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/103513"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=103512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=103512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=103512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}