ABD\u2019de mortgage faizleri 23 y\u0131l\u0131n en y\u00fcksek seviyesine \u00e7\u0131kt\u0131.<\/p>\n
Veriler, 30 y\u0131ll\u0131k sabit kredi faizi oran\u0131n\u0131n ge\u00e7ti\u011fimiz 15 baz puan artarak y\u00fczde 7,31\u2019e y\u00fckseldi\u011fini g\u00f6sterdi. Bu oran 2000 sonundan bu yana kaydedilen en y\u00fcksek faiz seviyesi oldu.<\/p>\n
\u00dclkede ev al\u0131mlar\u0131na y\u00f6nelik ipotek ba\u015fvurular\u0131 ge\u00e7en hafta neredeyse otuz y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine geriledi. Ba\u015fvurular haftal\u0131k bazda y\u00fczde 5 d\u00fc\u015ferek 1995\u2019ten bu yana en d\u00fc\u015f\u00fck seviyeyi g\u00f6rd\u00fc. Ba\u015fvurular ge\u00e7ti\u011fimiz y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re y\u00fczde 30 oran\u0131nda geriledi.<\/p>\n
Bu da konut piyasas\u0131n\u0131n bor\u00e7lanma maliyetlerindeki son art\u0131\u015ftan olumsuz etkilendi\u011finin g\u00f6stergesi olarak kabul edildi.<\/p>\n
\u0130pote\u011fe dayal\u0131 konut kredisi faizlerinde ABD tahvil getirileri referans al\u0131n\u0131yor ve s\u00f6z konusu devlet tahvillerinin getirileri, yat\u0131r\u0131mc\u0131lar\u0131n g\u00fc\u00e7l\u00fc ve diren\u00e7li bir ekonomik tablo g\u00f6rmesiyle y\u00fckselmeye devam ediyor.<\/p>\n
POWELL\u2019IN KONU\u015eMASI KR\u0130T\u0130K<\/b><\/p>\n
ABD Merkez Bankas\u0131 Ba\u015fkan\u0131 (Fed) Jerome Powell\u2019\u0131n bu hafta sonunda y\u0131ll\u0131k Jackson Hole sempozyumunda konu\u015fma yapmas\u0131 bekleniyor. Powell\u2019\u0131n konu\u015fmas\u0131n\u0131n etkileri konut piyasas\u0131 i\u00e7in de kritik \u00f6nem ta\u015f\u0131yor.<\/p>\n
Faizlerin artmaya devam edece\u011fine ili\u015fkin olas\u0131 mesajlar ipotek faizlerini y\u00fcksek tutacak ve y\u00fcksek ev fiyatlar\u0131yla birlikte konut piyasas\u0131 \u00fczerinde daha fazla bask\u0131 olu\u015fturacak.<\/p>\n","protected":false},"excerpt":{"rendered":"
ABD’de ipotekli konut kredisi (mortgage) faizleri 2000 sonundan bu yana en y\u00fcksek seviyesine y\u00fckseldi.<\/p>\n","protected":false},"author":1,"featured_media":117683,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[731],"class_list":["post-117682","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faiz"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/117682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=117682"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/117682\/revisions"}],"predecessor-version":[{"id":117684,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/117682\/revisions\/117684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/117683"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=117682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=117682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=117682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}