{"id":120126,"date":"2023-08-28T15:05:03","date_gmt":"2023-08-28T15:05:03","guid":{"rendered":"https:\/\/haberulus.net\/?p=120126"},"modified":"2023-08-28T15:05:03","modified_gmt":"2023-08-28T15:05:03","slug":"merkez-bankasindan-bankalara-kkm-talimati","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=120126","title":{"rendered":"Merkez Bankas\u0131\u2019ndan bankalara KKM talimat\u0131"},"content":{"rendered":"<p>Merkez Bankas\u0131, vadeli TL mevduata ge\u00e7i\u015f hedefini vadesi gelen ger\u00e7ek ki\u015fi d\u00f6viz d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131 i\u00e7in en az y\u00fczde 10, TL kur korumal\u0131 mevduatlar i\u00e7in en az y\u00fczde 50 olarak, ge\u00e7ilecek TL mevduat\u0131n vadesini en az 32 g\u00fcn olarak belirledi.<\/p>\n<p>Uygulama talimat\u0131yla bankalar\u0131n d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131nda y\u00fczde 95 yenileme ve TL\u2019ye ge\u00e7i\u015f hedefine nas\u0131l ula\u015fmas\u0131n\u0131n beklendi\u011fi de a\u00e7\u0131klanm\u0131\u015f oldu.<\/p>\n<p><strong>EN FAZLA Y\u00dcZDE 10\u2019U KADAR\u2026<\/strong><\/p>\n<p>Buna g\u00f6re, bankalar, y\u00fczde 95 hedefini, ger\u00e7ek ve t\u00fczel ki\u015fi d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131n\u0131n yenilenmesi veya d\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc hesaplardan 32 g\u00fcn ve \u00fczeri TL vadeli mevduata ge\u00e7i\u015f ile sa\u011flayabilecek. Ayr\u0131ca, ger\u00e7ek ki\u015filer i\u00e7in a\u00e7\u0131lan yeni d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131n\u0131n, vadesi gelen d\u00f6n\u00fc\u015f\u00fcm tutar\u0131n\u0131n en fazla y\u00fczde 10\u2019una kadar hedefe say\u0131labilmesine imkan tan\u0131nd\u0131.<\/p>\n<p><strong>MENKUL KIYMET TES\u0130S\u0130<\/strong><\/p>\n<p>Faiz\/kar pay\u0131 oran\u0131na g\u00f6re menkul k\u0131ymet tesisi, daha \u00f6nce ge\u00e7erli olan katsay\u0131lar korunarak ihracat ve yat\u0131r\u0131m kredilerinde referans oran\u0131n 1,4 kat\u0131, di\u011fer TL ticari kredilerde 1,8 kat\u0131 ve ihtiya\u00e7 kredilerinde 2 kat\u0131 olacak \u015fekilde tek kademe olarak uygulanacak.<\/p>\n<p>Kat\u0131l\u0131m bankalar\u0131n\u0131n i\u015f modellerindeki farkl\u0131l\u0131klar\u0131n olu\u015fturdu\u011fu zorluklar yap\u0131lan bu d\u00fczenlemede dikkate al\u0131nd\u0131. S\u00f6z konusu kurulu\u015flar\u0131n TL\u2019ye ge\u00e7i\u015f ve TL pay\u0131 i\u00e7in belirlenen hedeflere ula\u015fabilmeleri i\u00e7in d\u00fczenlemeden y\u00fck\u00fcml\u00fc olduklar\u0131 s\u00fcre Nisan 2024 olarak belirlendi. B\u00f6ylece ayn\u0131 d\u00fczeyde hedefe daha uzun bir s\u00fcrede ula\u015fabilmelerine imkan tan\u0131nm\u0131\u015f oldu.<\/p>\n<p>Merkez Bankas\u0131, deprem b\u00f6lgesinde kulland\u0131r\u0131lan kredilere ili\u015fkin tan\u0131mlad\u0131\u011f\u0131 muafiyetin s\u00fcresini de 31 A\u011fustos 2023\u2019ten 1 Ocak 2024\u2019e uzatt\u0131. (AA)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), 20 A\u011fustos&#8217;ta Kur Korumal\u0131 Hesaplara \u0130li\u015fkin Bas\u0131n Duyurusu ile kamuoyuyla payla\u015ft\u0131\u011f\u0131 d\u00fczenlemelere ili\u015fkin uygulama talimat\u0131n\u0131 bankalara g\u00f6nderdi.<\/p>\n","protected":false},"author":1,"featured_media":120127,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[8999],"class_list":["post-120126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-donusum"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/120126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=120126"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/120126\/revisions"}],"predecessor-version":[{"id":120128,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/120126\/revisions\/120128"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/120127"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=120126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=120126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=120126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}