\u0130stanbul Sanayi Odas\u0131 (\u0130SO) Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van, Merkez Bankas\u0131 Ba\u015fkan\u0131 \u015eahap Kavc\u0131o\u011flu’nun da kat\u0131ld\u0131\u011f\u0131 toplant\u0131da ticari kredi faizlerinin y\u00fczde 40’\u0131 a\u015ft\u0131\u011f\u0131n\u0131 belirterek ekonomi politikalar\u0131n\u0131 sert s\u00f6zlerle ele\u015ftirdi.<\/b><\/p>\n
\u0130stanbul Sanayi Odas\u0131 (\u0130SO) Meclisi temmuz ay\u0131 ola\u011fan toplant\u0131s\u0131 Merkez Bankas\u0131 (TCMB) Ba\u015fkan\u0131 \u015eahap Kavc\u0131o\u011flu\u2019nun da kat\u0131l\u0131m\u0131yla ger\u00e7ekle\u015fiyor.<\/p>\n
\u0130SO Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van, bankalarda TL cinsi ticari kredi faizlerinin y\u00fczde 40 band\u0131n\u0131 a\u015ft\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
\u201cY\u00fcksek faiz y\u00fck\u00fc alt\u0131nda ger\u00e7ekten \u00e7ok zorlu m\u00fccadele vermekte olan sanayicilerimizin faiz maliyetlerinin d\u00fc\u015fmesine d\u00f6n\u00fck \u00e7al\u0131\u015fmalar\u0131n en g\u00fc\u00e7l\u00fc taraftar\u0131 olaca\u011f\u0131ndan ku\u015fku duyulmas\u0131n\u201d diyen Bah\u00e7\u0131van\u2019\u0131n, Kavc\u0131o\u011flu\u2019nun da oldu\u011fu toplant\u0131da s\u00f6yledi\u011fi \u015fu s\u00f6zler dikkat \u00e7ekti:<\/p>\n
\u201cAncak ekonomik g\u00fcven ve k\u00fcresel ger\u00e7eklerle uyum sa\u011flamayan birtak\u0131m ad\u0131mlar k\u0131sa vadede y\u00fcksek faize d\u00f6n\u00fck baz\u0131 \u00e7\u00f6z\u00fcmler getirse dahi olu\u015fturduklar\u0131 g\u00fcven k\u0131r\u0131lganl\u0131klar\u0131, beklentilerdeki bozulman\u0131n etkisiyle hem finansal kaynaklara eri\u015fimi zorla\u015ft\u0131rmakta hem de maliyetleri art\u0131rmaktad\u0131r.\u201d<\/p>\n
\u2018BU POL\u0130T\u0130KALAR BIRAKIN FA\u0130ZLER\u0130 D\u00dc\u015e\u00dcRMEY\u0130\u2026\u2019<\/b><\/p>\n
Bah\u00e7\u0131van, \u201cBu politikalar uygulamada da g\u00f6r\u00fcld\u00fc\u011f\u00fc \u00fczere, b\u0131rak\u0131n faizleri d\u00fc\u015f\u00fcrmeyi faiz oranlar\u0131n\u0131n alt\u0131ndan kalk\u0131lmas\u0131n\u0131 daha da zorla\u015ft\u0131rmaktad\u0131r\u201d dedi ve \u015f\u00f6yle devam etti:<\/p>\n
\u201cG\u00fc\u00e7l\u00fc, \u00f6ng\u00f6r\u00fclebilir bir para politikas\u0131n\u0131n reel sekt\u00f6re ve sanayiye katk\u0131 verecek en temel \u00e7\u0131palar\u0131n ba\u015f\u0131nda geldi\u011fini \u00f6zellikle vurgulamak istiyorum.\u201d<\/p>\n
Merkez Bankas\u0131 (TCMB) Ba\u015fkan\u0131 \u015eahap Kavc\u0131o\u011flu d\u00fcnk\u00fc enflasyon raporu toplant\u0131s\u0131nda kredi faizlerinin TCMB\u2019nin politika faizi olan y\u00fczde 14\u2019e yak\u0131n oldu\u011funu iddia ederken \u0130SO Ba\u015fkan\u0131 Bah\u00e7\u0131van, ticari kredi faizlerinin y\u00fczde 40\u2019\u0131 a\u015ft\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
\u2018ADIMLARA RA\u011eMEN TL\u2019DEK\u0130 BEL\u0130RS\u0130ZL\u0130K S\u00dcR\u00dcYOR\u2019<\/b><\/p>\n
Ban\u00e7\u0131van, t\u00fcketici fiyatlar\u0131nda gelinen seviyelerin i\u00e7 talebin seyrine ve fiyatlamalara d\u00f6n\u00fck belirsizlik yaratt\u0131\u011f\u0131na dikkat \u00e7ekti.<\/p>\n
Yurtd\u0131\u015f\u0131 \u00fcretici fiyatlar\u0131n\u0131n geldi\u011fi seviyenin ise rekabet ko\u015fullar\u0131n\u0131 olumsuz etkiledi\u011fine i\u015faret eden Bah\u00e7\u0131van, \u201cBu olumsuzluklara, at\u0131lan olumlu ad\u0131mlara ra\u011fmen liran\u0131n seyrine devam eden belirsizli\u011fi de eklemek gerek\u201d diye konu\u015ftu.<\/p>\n
\u2018EX\u0130MBANK KRED\u0130 MUSLUKLARINI B\u00dcY\u00dcK ORANDA KISTI\u2019<\/b><\/p>\n
Sanayicinin finansmana eri\u015fim konusunda ya\u015fad\u0131\u011f\u0131 zorluklara da vurgu yapan Bah\u00e7\u0131van, \u201cBankalarda TL cinsi ticari kredi faizleri y\u00fczde 40 band\u0131n\u0131 a\u015fm\u0131\u015ft\u0131r, risk primimizin ne yaz\u0131k ki 900 gibi tarihi seviyelere dayanmas\u0131 neticesinde ise yurtd\u0131\u015f\u0131ndan bor\u00e7lanma olanaklar\u0131 en aza inmi\u015ftir\u201d dedi.<\/p>\n
\u201cBankalar ve \u015firketler yurtd\u0131\u015f\u0131ndan bor\u00e7lanmalarda zorlanmakta ve iki haneli d\u00f6viz cinsi faizler ile kar\u015f\u0131la\u015fmaktad\u0131r\u201d diyen Bah\u00e7\u0131van, \u201cBu anlamda Eximbank kaynakl\u0131 reeskont kredilerinin T\u00fcrk ihracat\u00e7\u0131lar\u0131 a\u00e7\u0131s\u0131ndan ne denli ya\u015famsal bir kaynak oldu\u011fu \u00e7ok a\u00e7\u0131k g\u00f6r\u00fclmektedir\u201d diye konu\u015ftu.<\/p>\n
Ancak son d\u00f6nemde Eximbank\u2019\u0131n kredi musluklar\u0131n\u0131 b\u00fcy\u00fck oranda k\u0131st\u0131\u011f\u0131n\u0131 ifade eden Bah\u00e7\u0131van, \u201cBu da firmalar\u0131m\u0131z\u0131 son derece olumsuz etkilemektedir. Bu anlamda az \u00f6nce de ifade etti\u011fim gibi, alternatif piyasalarda zaten fazlas\u0131yla kaynak s\u0131k\u0131nt\u0131s\u0131 \u00e7eken ihracat\u00e7\u0131m\u0131z a\u00e7\u0131s\u0131ndan Eximbank kaynaklar\u0131na ula\u015famamak, telafi edilemeyecek boyutta sorunlar\u0131 giderek art\u0131rmaktad\u0131r\u201d ifadelerine yer verdi.<\/p>\n
\u2018BDDK\u2019NIN ADIMI KRED\u0130LERE ULA\u015eIMI ZORLA\u015eTIRDI\u2019<\/b><\/p>\n
Bah\u00e7\u0131van, haziran sonu itibar\u0131yla BDDK\u2019n\u0131n \u015firketlerin TL cinsi kredi kullan\u0131m\u0131na d\u00f6viz varl\u0131\u011f\u0131 s\u0131n\u0131r\u0131 getiren ad\u0131m\u0131n\u0131n kredilere ula\u015f\u0131m\u0131 daha da zorla\u015ft\u0131rd\u0131\u011f\u0131na dikkat \u00e7ekti.<\/p>\n
\u201cBu uygulama, bazen dakikalar\u0131n dahi \u00f6nemli oldu\u011fu g\u00fcn\u00fcm\u00fcz d\u00fcnyas\u0131nda s\u00fcreleri haftalarca uzatt\u0131\u011f\u0131na tan\u0131k oluyoruz\u201d diyen Bah\u00e7\u0131van, \u201cBu tablonun \u00f6n\u00fcm\u00fczdeki birka\u00e7 hafta i\u00e7erisinde ayn\u0131 bak\u0131\u015f a\u00e7\u0131s\u0131yla devam etmesi durumunda s\u00fcrecin \u00e7ok daha a\u011f\u0131rla\u015faca\u011f\u0131n\u0131 \u00fcz\u00fclerek belirtmek durumunday\u0131z\u201d diye konu\u015ftu.<\/p>\n
\u2018OLUMSUZLUKLARIN AR\u0130FES\u0130\u2019 VURGUSU<\/b><\/p>\n
\u201cYine \u0130SO 500 ve \u0130SO \u0130kinci 500 sonu\u00e7lar\u0131 g\u00f6stermektedir ki; i\u015fletme faaliyetleri giderek daha fazla bor\u00e7lanma a\u011f\u0131rl\u0131kl\u0131 olarak finanse edilirken borcun vade yap\u0131s\u0131nda da g\u00f6zle g\u00f6r\u00fcl\u00fcr bir k\u0131salma s\u00f6z konusu\u201d diyen Bah\u00e7\u0131van, \u015f\u00f6yle devam etti:<\/p>\n
\u201cBunlar\u0131n yan\u0131 s\u0131ra 2021’de sanayicilerin bankalara olan bor\u00e7lar\u0131ndan; \u00e7ok daha b\u00fcy\u00fck bir h\u0131zla ba\u015fka firmalara olan bor\u00e7lar\u0131n\u0131n artmas\u0131 da yeni bir durum olarak dikkat \u00e7ekiyor.<\/p>\n
Finansman ko\u015fullar\u0131n\u0131n s\u0131k\u0131la\u015ft\u0131\u011f\u0131 ve kredi imkanlar\u0131n\u0131n darald\u0131\u011f\u0131 bug\u00fcnlerde, sanayicilerimizin i\u00e7inde bulundu\u011fu bu durum, yak\u0131n zamanda yapm\u0131\u015f oldu\u011fum a\u00e7\u0131klamamda da vurgulad\u0131\u011f\u0131m gibi zincirleme reaksiyon halinde geli\u015febilecek \u00f6demeler risklerine i\u015faret etmesi bak\u0131m\u0131ndan endi\u015fe yarat\u0131yor.<\/p>\n
Ayr\u0131ca s\u00fcrecin bu \u015fekilde devam etmesi halinde ba\u015fta yak\u0131n gelecekteki ihracat rakamlar\u0131 ve \u00fcretim rakamlar\u0131 olmak \u00fczere, ekonomimizi olumsuz etkileyecek birtak\u0131m geli\u015fmelerin arifesinde oldu\u011fumuzu da \u00fcz\u00fclerek belirtmek istiyorum.\u201d<\/p>\n
Ayr\u0131nt\u0131lar geliyor\u2026<\/p>\n","protected":false},"excerpt":{"rendered":"
\u0130stanbul Sanayi Odas\u0131 (\u0130SO) Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van, Merkez Bankas\u0131 Ba\u015fkan\u0131 \u015eahap Kavc\u0131o\u011flu’nun da kat\u0131ld\u0131\u011f\u0131 toplant\u0131da ticari kredi faizlerinin …<\/p>\n","protected":false},"author":1,"featured_media":16262,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[4268,40,731,972,974],"class_list":["post-16261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bahcivan","tag-baskani","tag-faiz","tag-kredi","tag-sanayi"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/16261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16261"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/16261\/revisions"}],"predecessor-version":[{"id":16263,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/16261\/revisions\/16263"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/16262"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}