Eski\u015fehir Esnaf Kredi ve Kefalet Kooperatifi Ba\u015fkan\u0131 Suat Er, sermayesi eriyen esnaf\u0131n kredi talebinin her ge\u00e7en g\u00fcn artt\u0131\u011f\u0131n\u0131 ancak kefil bulmakta zorland\u0131\u011f\u0131n\u0131 anlatt\u0131. Er, “\u00d6deme g\u00fcc\u00fc yok. Babas\u0131 o\u011fluna kefil olmuyor” dedi.<\/b><\/p>\n
Kredi taleplerinin g\u00fcn ge\u00e7tik\u00e7e artt\u0131\u011f\u0131n\u0131 belirten Eski\u015fehir Esnaf Kredi ve Kefalet Kooperatifi Ba\u015fkan\u0131 Suat Er, ayn\u0131 zamanda esnaf\u0131n kefil bulmakta zorland\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n
7 ay i\u00e7erisinde 534 esnafa, 145 milyon para da\u011f\u0131t\u0131ld\u0131\u011f\u0131n\u0131 ifade eden Er, \u201c300 milyon da da\u011f\u0131tabilirdik, neden 145 milyon derseniz, bug\u00fcn 350 bin TL isteyen ki\u015fi, istihbarat sonucu 100 bin TL\u2019ye d\u00fc\u015f\u00fcr\u00fcr. \u00c7\u00fcnk\u00fc alma ve \u00f6deme g\u00fcc\u00fc yok\u201d dedi.<\/p>\n
\u201cArt\u0131k bu saatten sonra esnaf kefil olmuyor, babas\u0131 o\u011fluna kefil olmuyor\u201d diyen Er, \u201c50 bin TL\u2019ye kadar 2 kefil ile veriyoruz, 50 bin TL\u2019den yukar\u0131s\u0131na 350 bin TL\u2019ye kadar ipotek rehin ve bir kefil \u015fart\u0131yla veriyoruz. Esnaf\u0131n zorland\u0131\u011f\u0131 kefil bulmak. Yani bug\u00fcn burada biz emeklinin d\u0131\u015f\u0131nda memur, i\u015f\u00e7i, esnaf bu sayd\u0131klar\u0131m\u0131n hepsini kefil alabiliyoruz\u201d diye konu\u015ftu.<\/p>\n
\u2018350 B\u0130N TL L\u0130M\u0130T VAR\u2019<\/b><\/p>\n
Esnaf\u0131n iste\u011fine g\u00f6re \u00f6deme planlar\u0131n\u0131n oldu\u011funu belirten Er, \u201cBankalarda verilen kredilerin \u00f6deme taksitleri 24 ay. Yani 6 ay vadeli bir kredi veren banka yok. Bizim 4-5 y\u0131l vadeli esnaf\u0131n iste\u011fine g\u00f6re \u00f6deme plan\u0131m\u0131z var. 350 bin TL limitimiz var. S\u0131f\u0131r ara\u00e7 alacaklara 1 milyon, i\u015f yeri alacaklara 1 milyon gibi bir kredimiz var, 7 y\u0131l \u00f6demeli. Faizimiz y\u0131ll\u0131k 9,5\u2033 dedi.<\/p>\n
\u2018KRED\u0130 KARTINA BOR\u00c7LU, BA\u011e-KUR\u2019A BOR\u00c7LU\u2026\u2019<\/b><\/p>\n
Esnafa her t\u00fcrl\u00fc kolayl\u0131\u011f\u0131 ve yard\u0131m\u0131 yapmaya \u00e7al\u0131\u015ft\u0131klar\u0131n\u0131 vurgulayan Er, \u015f\u00f6yle devam etti:<\/p>\n
\u201cSicilinde bozuk sicil aff\u0131 olmad\u0131\u011f\u0131 i\u00e7in \u00e7eki vurulmu\u015f kredi kartlar\u0131na bor\u00e7lar\u0131 var, ba\u011f kur borcunu \u00f6deyememi\u015f, vergi dairesine haciz var. Bunlardan dolay\u0131 bu g\u00f6ndermi\u015f oldu\u011fumuz dosya bankadan geri d\u00f6n\u00fcyor. Esnaf bu konuda da zorlan\u0131yor.<\/p>\n
Esnafa her t\u00fcrl\u00fc kolayl\u0131k ve yard\u0131m\u0131 yapmaya \u00e7al\u0131\u015f\u0131yoruz. Esnaf\u0131m\u0131z 10 bin TL \u00f6demesi varsa biz \u2018illaki 10 bin TL’yi denkle getir\u2019 demiyoruz. 3 bin veya 5 bin TL fark etmez getirsinler.<\/p>\n
Esnaf\u0131m\u0131z\u0131 uyar\u0131yorum ki esnaf 20 bin TL \u00f6demem var denkle\u015fmeyince gitmeyeyim demesin, b\u00f6yle bir \u015fey yok. Gelsinler bu kap\u0131 her zaman a\u00e7\u0131k. Biz esnaf\u0131n i\u00e7inde oldu\u011fumuz i\u00e7in her t\u00fcrl\u00fc kolayl\u0131\u011f\u0131 her t\u00fcrl\u00fc yard\u0131m\u0131 da yap\u0131yoruz.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
Eski\u015fehir Esnaf Kredi ve Kefalet Kooperatifi Ba\u015fkan\u0131 Suat Er, sermayesi eriyen esnaf\u0131n kredi talebinin her ge\u00e7en g\u00fcn artt\u0131\u011f\u0131n\u0131 ancak kefil …<\/p>\n","protected":false},"author":1,"featured_media":19704,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[1908,777,4855,972,1726],"class_list":["post-19703","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bin-tl","tag-esnaf","tag-kefil","tag-kredi","tag-odeme"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/19703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19703"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/19703\/revisions"}],"predecessor-version":[{"id":19705,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/19703\/revisions\/19705"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/19704"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}