{"id":21252,"date":"2022-08-09T02:36:05","date_gmt":"2022-08-09T02:36:05","guid":{"rendered":"https:\/\/haberulus.net\/?p=21252"},"modified":"2022-08-09T02:36:05","modified_gmt":"2022-08-09T02:36:05","slug":"konya-kart-bataginda-hakkari-bankalarin-takibine-dustu","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=21252","title":{"rendered":"Konya kart bata\u011f\u0131nda Hakkari bankalar\u0131n takibine d\u00fc\u015ft\u00fc"},"content":{"rendered":"<p><b>81 ilde son 1 y\u0131lda kartlarda ortalama y\u00fczde 85, ek hesaplarda ortalama y\u00fczde 64 bor\u00e7 art\u0131\u015flar\u0131 g\u00f6r\u00fcld\u00fc. Bat\u0131klardaki ortalama art\u0131\u015f h\u0131z\u0131 ise y\u00fczde 69 oldu.<\/b><\/p>\n<p>Uzun s\u00fcredir devam eden ve giderek derinle\u015fen ekonomik kriz ko\u015fullar\u0131nda enflasyon tamamen kontrolden \u00e7\u0131km\u0131\u015f durumda. Y\u00fcksek enflasyon nedeniyle reel \u00fccretlerde ve sat\u0131n alma g\u00fcc\u00fcnde ya\u015fanan dramatik d\u00fc\u015f\u00fc\u015f milyonlarca vatanda\u015f\u0131 daha fazla bor\u00e7lanmaya itiyor. En temel harcamalar\u0131n bile kredi kartlar\u0131, krediler ve ek hesaplarla kar\u015f\u0131lanmas\u0131 banka bor\u00e7lar\u0131nda ciddi bir art\u0131\u015fa yol a\u00e7t\u0131. Kredi kart\u0131 harcamalar\u0131 12 ayda y\u00fczde 70.5, kredili mevduat hesaplar\u0131 (KMH) y\u00fczde 62.3 artarken, ihtiya\u00e7 kredilerinde ise 28.6 oran\u0131nda art\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<p><strong>EN HIZLI ARTI\u015e KARTLARDA<\/strong><\/p>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu&#8217;nun (BDDK) ikinci \u00e7eyrek Fint\u00fcrk verileri banka bor\u00e7lar\u0131n\u0131n 81 ildeki h\u0131zl\u0131 art\u0131\u015f\u0131n\u0131 ortaya koyuyor. Verilere g\u00f6re Haziran 2022 itibar\u0131yla toplam kredi kart\u0131 harcamalar\u0131 284 milyar 801 milyon TL&#8217;ye ula\u015f\u0131rken, son bir y\u0131lda en h\u0131zl\u0131 art\u0131\u015f g\u00f6steren il y\u00fczde 107 ile Konya oldu. Hem pahal\u0131l\u0131k hem de al\u0131m g\u00fcc\u00fcnde azalma nedeniyle kullan\u0131m\u0131n artmas\u0131yla 81 ilde kredi kartlar\u0131nda ortalama art\u0131\u015f h\u0131z\u0131 y\u00fczde 85 oldu. Kartlar\u0131n h\u0131zl\u0131 art\u0131\u015f\u0131 t\u00fcm illerde kendini g\u00f6sterirken en d\u00fc\u015f\u00fck b\u00fcy\u00fcme oran\u0131 y\u00fczde 40.46 ile \u0130stanbul&#8217;da g\u00f6zlendi.<\/p>\n<p><strong>KRED\u0130L\u0130 MEVDUATLAR\u00a0 43 M\u0130LYARI A\u015eTI<\/strong><\/p>\n<p>Faizi y\u00fcksek olmas\u0131na kar\u015f\u0131n kullan\u0131m\u0131 artan kredili mevduat hesaplar\u0131 ise toplamda 43 milyar 648 milyar TL&#8217;ye y\u00fckseldi, KMH&#8217;ta en fazla art\u0131\u015f g\u00f6steren il ise y\u00fczde 87.77 b\u00fcy\u00fcmeyle Kilis oldu. 81 ilin ortalama art\u0131\u015f h\u0131z\u0131 y\u00fczde 64&#8217;\u00fc bulan KMH&#8217;da en d\u00fc\u015f\u00fck art\u0131\u015f g\u00f6steren il y\u00fczde 42.93 ile Nev\u015fehir oldu. 81 ilin ihtiya\u00e7 kredisi toplam\u0131 da haziran sonu itibar\u0131yla 499 milyar 284 milyon TL olurken, ihtiya\u00e7 kredisinde ise en y\u00fcksek art\u0131\u015f y\u00fczde 36.26 ile \u0130stanbul&#8217;da g\u00f6r\u00fcld\u00fc.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/i01.sozcucdn.com\/wp-content\/uploads\/2022\/08\/08\/basliksiz-1-1-scaled.jpg\" alt=\"\" title=\"\"><\/p>\n<p><b>9 kentte bat\u0131k \u00fc\u00e7 haneli b\u00fcy\u00fcd\u00fc<\/b><\/p>\n<p>Bor\u00e7luluk h\u0131zla b\u00fcy\u00fcrken, \u00f6denemedi\u011fi i\u00e7in takibe d\u00fc\u015fen kredilerin tutar\u0131 da BDDK&#8217;n\u0131n takibe atma esnekli\u011fine ra\u011fmen h\u0131zla artt\u0131. Haziran 2021 \u2013 Haziran 2022 tarihlerini kapsayan bir y\u0131lda takipteki bireysel krediler y\u00fczde 57.7 art\u0131\u015f g\u00f6sterdi ve 20 milyar 765 milyon liraya ula\u015ft\u0131. BDDK verilerine g\u00f6re Hakkari\u2019de takibe d\u00fc\u015fen alacak miktar\u0131 2021 Haziran ay\u0131na g\u00f6re y\u00fczde 129.40 artt\u0131, \u015e\u0131rnak&#8217;ta y\u00fczde 122.49, Bing\u00f6l&#8217;de y\u00fczde 113.57, Bayburt&#8217;ta y\u00fczde 112.60, Van&#8217;da ise y\u00fczde 110.45 art\u0131\u015f ya\u015fand\u0131. Takipteki alacak art\u0131\u015f\u0131nda ise 7 ilde \u00fc\u00e7 haneli b\u00fcy\u00fcme ya\u015fand\u0131.<\/p>\n<p><b><span>\u0130htiya\u00e7ta \u0130stanbul \u00f6ne \u00e7\u0131kt\u0131, Hakkari geride kald\u0131<\/span><\/b><\/p>\n<p>\u2013 \u0130htiya\u00e7 kredilerinde 81 ilde g\u00f6r\u00fclen ortalama art\u0131\u015f oran\u0131 y\u00fczde 23 oldu. 500 milyar liray\u0131 bulan ihtiya\u00e7 kredilerinin en \u00e7ok artt\u0131\u011f\u0131 il y\u00fczde 36.27 ile \u0130stanbul oldu. Onu y\u00fczde 32.74 ile Kocaeli, y\u00fczde 32.16 ile Ankara, y\u00fczde 31.02 ile Tekirda\u011f, y\u00fczde 30.86 ile Gaziantep izledi. En d\u00fc\u015f\u00fck art\u0131\u015f y\u00fczde 9.54 y\u00fckseli\u015f ile Hakkari&#8217;de g\u00f6r\u00fcld\u00fc.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>81 ilde son 1 y\u0131lda kartlarda ortalama y\u00fczde 85, ek hesaplarda ortalama y\u00fczde 64 bor\u00e7 art\u0131\u015flar\u0131 g\u00f6r\u00fcld\u00fc. Bat\u0131klardaki ortalama art\u0131\u015f h\u0131z\u0131 ise &#8230;<\/p>\n","protected":false},"author":1,"featured_media":21253,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[62,66,972,64,1235],"class_list":["post-21252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-artis","tag-haziran","tag-kredi","tag-milyar","tag-ortalama"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/21252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21252"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/21252\/revisions"}],"predecessor-version":[{"id":21254,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/21252\/revisions\/21254"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/21253"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}