\u0130SO ve TOBB’dan sonra Antalya Ticaret ve Sanayi Odas\u0131 (ATSO) Ba\u015fkan\u0131 Davut \u00c7etin de krediye eri\u015fim sorununun her ge\u00e7en g\u00fcn daha da artt\u0131\u011f\u0131ndan \u015fik\u00e2yet etti. \u00c7etin, “\u0130\u015fletme sermayemiz g\u00fcnden g\u00fcne eriyor. KOB\u0130\u2019ler i\u00e7in \u00e7arklar\u0131n d\u00f6nmesini sa\u011flayacak kredi ihtiyac\u0131 aciliyet kazanm\u0131\u015ft\u0131r” dedi.<\/b><\/p>\n
\u0130stanbul Sanayi Odas\u0131 (\u0130SO) ve T\u00fcrkiye Odalar ve Borsalar Birli\u011fi (TOBB) ba\u015fkanlar\u0131n\u0131n Merkez Bankas\u0131 Ba\u015fkan\u0131 \u015eahap Kavc\u0131o\u011flu\u2019na iletti\u011fi \u2018bankalardan talep etti\u011fimiz kredilere eri\u015femiyoruz, eri\u015febildiklerimiz de \u00e7ok y\u00fcksek faizli\u2019 \u015fik\u00e2yetlerine ili\u015fkin sorunlar b\u00fcy\u00fcyor.<\/p>\n
Bu kez de Antalya Ticaret ve Sanayi Odas\u0131 (ATSO) ve Bat\u0131 Akdeniz Ekonomisini Geli\u015ftirme Vakf\u0131 (BAGEV) Ba\u015fkan\u0131 Davut \u00c7etin, KOB\u0130\u2019lerin krediye eri\u015fim sorununun her ge\u00e7en g\u00fcn daha da artt\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
\u00c7etin, ekonomi y\u00f6netimince haftalar \u00f6nce devreye al\u0131naca\u011f\u0131 ifade edilen yeni kredi paketinin il ve sekt\u00f6r ihtiya\u00e7lar\u0131 dikkate al\u0131narak acilen a\u00e7\u0131klanmas\u0131n\u0131 beklediklerini s\u00f6yledi.<\/p>\n
\u2018\u0130\u015eLETME SERMAYELER\u0130 G\u00dcNDEN G\u00dcNE ER\u0130YOR\u2019<\/b><\/p>\n
Antalya\u2019n\u0131n pandemi d\u00f6neminin etkilerini geride b\u0131rakt\u0131\u011f\u0131 bir d\u00f6nemde kredi engeline tak\u0131lmas\u0131n\u0131n sadece ATSO \u00fcyelerini veya kenti de\u011fil, turizm geliri kanal\u0131yla T\u00fcrkiye ekonomisini de olumsuz etkileyece\u011fini s\u00f6yleyen \u00c7etin; \u201cDolay\u0131s\u0131yla ekonomi y\u00f6netimince haftalar \u00f6nce devreye al\u0131naca\u011f\u0131 ifade edilen yeni kredi paketinin il ve sekt\u00f6r ihtiya\u00e7lar\u0131 dikkate al\u0131narak acilen a\u00e7\u0131klanmas\u0131n\u0131 bekliyoruz\u201d dedi.<\/p>\n
\u201cYa\u015fad\u0131\u011f\u0131m\u0131z y\u00fcksek enflasyon s\u00fcreci, girdilerindeki maliyet art\u0131\u015flar\u0131n\u0131 fiyatlara yans\u0131tamayan \u00fcyelerimizi zorlamakta, i\u015fletme sermayelerini g\u00fcnden g\u00fcne eritmektedir\u201d diyen \u00c7etin, \u201cBu d\u00f6nemde KOB\u0130’ler i\u00e7in \u00e7arklar\u0131n d\u00f6nmesini sa\u011flayacak kredi ihtiyac\u0131 aciliyet kazanm\u0131\u015ft\u0131r\u201d diye konu\u015ftu.<\/p>\n
\u2018G\u0130RD\u0130 TEDAR\u0130\u011e\u0130 SORUNU B\u00dcY\u00dcYOR\u2019<\/b><\/p>\n
Tar\u0131mdan ticarete, hizmet sekt\u00f6rlerinden sanayiye kadar her sekt\u00f6rde sorun b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc s\u00f6yleyen \u00c7etin,\u00a0\u201cFinansman yetersizli\u011fi nedeniyle girdi tedariki yap\u0131lamamaktad\u0131r. Tar\u0131mda besicilik i\u015fletmeleri yem gibi temel girdileri tedarik edememektedir. Tar\u0131m veya g\u0131da ambalaj\u0131 \u00fcreticisi ka\u011f\u0131t, karton tedarikini ger\u00e7ekle\u015ftirememektedir\u201d dedi.<\/p>\n
\u201cKonaklama i\u015fletmesi tadilat\u0131n\u0131 yapamamaktad\u0131r\u201d diyen \u00c7etin, \u201cVadeli al\u0131m ko\u015fullar\u0131 zorla\u015fm\u0131\u015f, vadeli al\u0131mlarda uygulanan faiz oranlar\u0131 a\u015f\u0131r\u0131 derecede y\u00fckselmi\u015ftir\u201d diye konu\u015ftu.<\/p>\n
\u2018KRED\u0130 ARTI\u015eI ENFLASYONA G\u00d6RE YETERS\u0130Z\u2019<\/b><\/p>\n
\u201cMerkez Bankas\u0131 y\u0131ll\u0131k kredi art\u0131\u015f\u0131n\u0131n y\u00fcksek oldu\u011fu a\u00e7\u0131klamas\u0131n\u0131 yapsa da veriler, kredi art\u0131\u015f\u0131n\u0131n enflasyona g\u00f6re \u00e7ok yetersiz kald\u0131\u011f\u0131n\u0131 ortaya koymaktad\u0131r\u201d diyen \u00c7etin, a\u00e7\u0131klamas\u0131n\u0131 \u015f\u00f6yle s\u00fcrd\u00fcrd\u00fc:<\/p>\n
\u201cMerkez Bankas\u0131 ve BDDK verilerine g\u00f6re y\u0131ll\u0131k TL kredi hacmindeki art\u0131\u015f y\u00fczde 60 oran\u0131ndad\u0131r ve girdi maliyetleri art\u0131\u015f\u0131yla kar\u015f\u0131la\u015ft\u0131r\u0131lamayacak kadar d\u00fc\u015f\u00fck bir d\u00fczeyde.<\/p>\n
T\u00dc\u0130K verilerine g\u00f6re y\u0131ll\u0131k \u00fcretici enflasyonu y\u00fczde 144’e \u00e7\u0131karken elektrik ve do\u011falgaz maliyetleri y\u00fczde 441, akaryak\u0131t maliyeti y\u00fczde 240 civar\u0131nda artm\u0131\u015ft\u0131r. B\u00f6yle bir maliyet art\u0131\u015f\u0131 kar\u015f\u0131s\u0131nda y\u00fczde 60 oran\u0131ndaki kredi art\u0131\u015f\u0131n\u0131n yeterli olmayaca\u011f\u0131 a\u00e7\u0131kt\u0131r.<\/p>\n
Merkez Bankas\u0131, kredilerdeki s\u0131k\u0131la\u015fmay\u0131 enflasyonu ve d\u00f6vize y\u00f6nelmeyi dizginleme amac\u0131yla savunmaktad\u0131r.<\/p>\n
Oysa bu veriler ve \u015firketlerin d\u00f6viz varl\u0131klar\u0131n\u0131n y\u0131lba\u015f\u0131na g\u00f6re y\u00fczde 10 oran\u0131nda azalm\u0131\u015f olmas\u0131 kredilerin enflasyon ve d\u00f6viz talebini art\u0131r\u0131c\u0131 etkisinin de olmad\u0131\u011f\u0131na veya \u00e7ok s\u0131n\u0131rl\u0131 oldu\u011funa i\u015faret etmektedir.<\/p>\n
Di\u011fer taraftan, bu kredi art\u0131\u015f\u0131n\u0131n sekt\u00f6rler ve iller itibariyle dengeli olmad\u0131\u011f\u0131 da g\u00f6r\u00fclmektedir.<\/p>\n
Kredi art\u0131\u015f\u0131, ihracat ve reeskont kredilerinde y\u00fczde 200, otomotiv, demir \u00e7elik gibi sekt\u00f6rlerde y\u00fczde 100 civar\u0131nda ger\u00e7ekle\u015firken tar\u0131m, perakende ticaret, in\u015faat, mobilya \u00fcretimi, g\u0131da imalat\u0131 sekt\u00f6rlerinde y\u00fczde 50-55 civar\u0131nda, e\u011fitim, sa\u011fl\u0131k, restoran i\u015fletmeleri gibi hizmet sekt\u00f6rlerinde y\u00fczde 30-50 aras\u0131ndad\u0131r.\u201d<\/p>\n
\u2018\u0130HT\u0130YACI OLAN KRED\u0130YE ER\u0130\u015eEM\u0130YOR\u2019<\/b><\/p>\n
Ayr\u0131ca ekonomide belirsizlik nedeniyle bankalar kredi temininde yo\u011fun \u00e7al\u0131\u015ft\u0131klar\u0131n\u0131 eklene \u00c7etin, \u015f\u00f6yle devam etti:<\/p>\n
\u201cMali durumu g\u00fc\u00e7l\u00fc firmalara \u00f6ncelik verilmekte, ihtiyac\u0131 olan\u0131n krediye eri\u015fimi iyice zorla\u015fmaktad\u0131r. Sekt\u00f6rler aras\u0131ndaki dengesizlik iller aras\u0131nda da kendisini g\u00f6stermektedir.<\/p>\n
Y\u0131ll\u0131k kredi hacmi art\u0131\u015f\u0131 Ankara’da y\u00fczde 73, \u0130stanbul’da y\u00fczde 62 iken Antalya’da y\u00fczde 53’d\u00fcr.\u00a0 Y\u0131l\u0131n ilk alt\u0131 ay\u0131nda kredi hacmi art\u0131\u015f\u0131 Ankara, \u0130stanbul ve \u0130zmir’de y\u00fczde 29 iken Antalya’da y\u00fczde 20 oran\u0131nda kalm\u0131\u015ft\u0131r.\u00a0 Antalya’da y\u0131ll\u0131k y\u00fczde 53, 6 ayl\u0131k y\u00fczde 20 kredi art\u0131\u015f\u0131 da ortalama art\u0131\u015ft\u0131r ve baz\u0131 sekt\u00f6rlerimizde bu oranlar \u00e7ok daha d\u00fc\u015f\u00fck d\u00fczeydedir.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
\u0130SO ve TOBB’dan sonra Antalya Ticaret ve Sanayi Odas\u0131 (ATSO) Ba\u015fkan\u0131 Davut \u00c7etin de krediye eri\u015fim sorununun her ge\u00e7en g\u00fcn daha da artt\u0131\u011f\u0131ndan …<\/p>\n","protected":false},"author":1,"featured_media":22785,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[735,4805,82,972,1837],"class_list":["post-22784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-antalya","tag-cetin","tag-gun","tag-kredi","tag-sektor"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/22784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22784"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/22784\/revisions"}],"predecessor-version":[{"id":22786,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/22784\/revisions\/22786"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/22785"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}