ABD’de kiralar rekor d\u00fczeyde artarken masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in daha fazla say\u0131da ki\u015fi bor\u00e7lanmak zorunda kal\u0131yor. <\/b><\/p>\n
ABD’de kira giderleri son otuz y\u0131l\u0131n en h\u0131zl\u0131 temposunda artarken kiralar ilk kez ayl\u0131k ortalama iki bin dolar\u0131 a\u015f\u0131yor. Bloomberg’in haberine g\u00f6re \u00e7o\u011fu b\u00fcy\u00fck \u015fehirde kiralar pandemi \u00f6ncesindeki seviyelerin \u00fcst\u00fcne \u00e7\u0131kt\u0131. \u00d6zellikle pandemi s\u0131ras\u0131nda \u00e7ok say\u0131da ki\u015fiyi kendisine \u00e7eken b\u00fcy\u00fck \u015fehirlerde art\u0131\u015f \u00e7ok sert bi\u00e7imde ger\u00e7ekle\u015fti.<\/p>\n
ABD’de kirac\u0131lar\u0131n giderlerini kar\u015f\u0131lamakta zorlanmas\u0131 yeni bir sorun de\u011fil ancak pek \u00e7ok ki\u015finin b\u00fcy\u00fck \u015fehirlere d\u00f6nmesi ve konut arz\u0131n\u0131n yetersiz oldu\u011fu baz\u0131 b\u00f6lgelerde n\u00fcfusun artmas\u0131 krizin ge\u00e7en y\u0131l \u00e7\u0131\u011f gibi b\u00fcy\u00fcmesine neden oldu.<\/p>\n
SATIN ALMA MAL\u0130YET\u0130 ARTINCA K\u0130RAYA TALEP ARTTI<\/b><\/p>\n
Kiral\u0131k evlere y\u00f6nelik talep, ABD Merkez Bankas\u0131’n\u0131n (Fed) agresif faiz art\u0131r\u0131mlar\u0131 sonucunda bu y\u0131l ipotek oranlar\u0131n\u0131n y\u00fckselmesinin ard\u0131ndan ev almak isteyen bir\u00e7ok ki\u015finin piyasadan \u00e7ekilmesiyle artt\u0131.<\/p>\n
Artan maliyetler ve arz yetersizli\u011fi de ev sahiplerine kiralar\u0131 art\u0131rma olana\u011f\u0131 tan\u0131yor.<\/p>\n
Washington merkezli Urban Institute’tan Kate Reynolds, halihaz\u0131rda kirac\u0131lar a\u00e7\u0131s\u0131ndan kusursuz bir f\u0131rt\u0131na durumunun oldu\u011funu ve kiralar\u0131n \u00f6denmedi\u011fi durumda hem kirac\u0131lar\u0131n hem de ev sahiplerinin manevra alanlar\u0131n\u0131n olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
Ev sahiplerine k\u0131yasla gelirlerinin b\u00fcy\u00fck bir k\u0131sm\u0131n\u0131 konuta harcayan bir\u00e7ok kirac\u0131 enflasyonun rekor d\u00fczeyde seyretmesi nedeniyle market ve benzin istasyonlar\u0131nda kar\u015f\u0131la\u015ft\u0131klar\u0131 y\u00fckl\u00fc faturalar\u0131 kar\u015f\u0131lamakta da zorlan\u0131yor.<\/p>\n
BARINMA G\u0130DER\u0130 ENFLASYONUN \u00dc\u00c7TE B\u0130R\u0130<\/b><\/p>\n
ABD \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131’n\u0131n \u00e7ar\u015famba yay\u0131mlad\u0131\u011f\u0131 verilere g\u00f6re bar\u0131nma maliyetleri t\u00fcketici fiyat endeksinin yakla\u015f\u0131k \u00fc\u00e7te birini olu\u015fturuyor. T\u00fcketici enflasyonu temmuzda bir \u00f6nceki y\u0131la g\u00f6re y\u00fczde 8,5 artt\u0131.<\/p>\n
Kira art\u0131\u015flar\u0131ndan en \u00e7ok etkilenenlerse beyaz olmayanlar ve gelir d\u00fczeyi d\u00fc\u015f\u00fck olanlar. Pew Ara\u015ft\u0131rma Merkezi’nin n\u00fcfus say\u0131m\u0131 verilerine g\u00f6re siyah ailelerin yakla\u015f\u0131k y\u00fczde 58’i, Latin ailelerinse yakla\u015f\u0131k y\u00fczde 52’si kirac\u0131. Buna kar\u015f\u0131n Hispanik olmayan beyaz ailelerin yakla\u015f\u0131k d\u00f6rtte biri ve Asyal\u0131 ailelerin y\u00fczde 40’tan biraz az\u0131 kirac\u0131 konumunda.<\/p>\n
ABD’li emlak \u015firketi Zillow’a g\u00f6re kirac\u0131lar\u0131n yakla\u015f\u0131k y\u00fczde 54’\u00fc y\u0131ll\u0131k 50 bin dolardan daha az kazan\u0131yor ve kirac\u0131lar aras\u0131ndaki y\u0131ll\u0131k medyan hane geliri yakla\u015f\u0131k 42 bin 500 dolar. \u00dclkedeki medyan hane geliriyse 67 bin 500 dolar d\u00fczeyinde.<\/p>\n
Bununla birlikte sorun d\u00fcnyan\u0131n geri kalan\u0131nda da hissediliyor. Bloomberg Economics’in yak\u0131n zamanda ger\u00e7ekle\u015ftirdi\u011fi analiz 19 OECD \u00fclkesinin 2008 mali krizi \u00f6ncesinde oldu\u011fundan daha y\u00fcksek birle\u015fik fiyat-kira ve konut fiyat-gelir oranlar\u0131na sahip oldu\u011funu g\u00f6steriyor.<\/p>\n
METROPOLLERDE FAH\u0130\u015e ARTI\u015e S\u00d6Z KONUSU<\/b><\/p>\n
Emlak veri \u015firketi CoreLogic’e g\u00f6re m\u00fcstakil konut kiralar\u0131 may\u0131sta bir \u00f6nceki y\u0131la g\u00f6re \u00fclke genelinde y\u00fczde 14’l\u00fck rekor bir art\u0131\u015f g\u00f6sterdi. Art\u0131\u015flar pandemi s\u0131ras\u0131nda ra\u011fbet g\u00f6sterilen \u015fehirlerde daha da \u00e7arp\u0131c\u0131yd\u0131. Art\u0131\u015f Miami’de y\u00fczde 40, Orlando’da y\u00fczde 25 ve Phoenix’te y\u00fczde 17 d\u00fczeyinde.<\/p>\n
ABD N\u00fcfus Say\u0131m B\u00fcrosu’nun 29 Haziran-11 Temmuz’da ger\u00e7ekle\u015ftirdi\u011fi ankete g\u00f6re yakla\u015f\u0131k 5,4 milyon hane ya da hanelerin y\u00fczde 40’\u0131 gelecek iki ay i\u00e7inde tahliye edilmelerinin veya haciz edilmelerinin muhtemel oldu\u011funu s\u00f6yledi. Bu, A\u011fustos 2020’den bu yana kaydedilen en y\u00fcksek oran.<\/p>\n
Emlak \u015firketi Redfin\u2019in ba\u015f ekonomist yard\u0131mc\u0131 Taylor Marr, gelecek y\u0131l ABD pazar\u0131na 1 milyona yak\u0131n kiral\u0131k birimin eklenmesinin beklendi\u011fini bunun da bask\u0131y\u0131 bir miktar hafifletebilece\u011fini s\u00f6yledi. Marr’a g\u00f6re kira art\u0131\u015flar\u0131 bir y\u0131l sonra y\u00fczde 5 ila y\u00fczde 8 aral\u0131\u011f\u0131na d\u00fc\u015febilir.<\/p>\n
ATLANTA, M\u0130AM\u0130, LAS VEGAS’TA REKOR ARTI\u015eLAR<\/b><\/p>\n
\u00d6te yandan yeni sakinlerin ak\u0131n\u0131 nedeniyle Atlanta’da may\u0131s itibar\u0131yla bir y\u0131l \u00f6ncesine g\u00f6re kiralar y\u00fczde 14,8 artt\u0131. CoreLogic\u2019e g\u00f6re mevcut medyan kiraysa ayl\u0131k 1730 dolar. Microsoft\u00a0 Apple ve Google’\u0131n ana \u015firketi Alphabet gibi teknoloji devlerinin bu b\u00f6lgedeki b\u00fcy\u00fck geni\u015flemeleri, daha y\u00fcksek \u00fccretli teknoloji \u00e7al\u0131\u015fanlar\u0131n\u0131 cezbediyor. \u015eehir ayn\u0131 zamanda daha y\u00fcksek fiyatl\u0131 \u015fehirlerden daha ucuz se\u00e7enekler arayan insanlar i\u00e7in de cazip g\u00f6r\u00fcl\u00fcyor.<\/p>\n
Miami de pandemi s\u0131ras\u0131nda uzaktan \u00e7al\u0131\u015fanlar i\u00e7in b\u00fcy\u00fck bir \u00e7ekim merkezi haline geldi ve bu da konut rekabetini art\u0131rd\u0131. Kiralar ge\u00e7en y\u0131la g\u00f6re y\u00fczde 40 y\u00fckseldi. CoreLogic’in 20 b\u00fcy\u00fck metropol alan\u0131nda yapt\u0131\u011f\u0131 incelemeye g\u00f6re bu oran en dik art\u0131\u015f\u0131 temsil ediyor. \u015eehirde istenen kiran\u0131n medyan de\u011feri \u015fu anda ayl\u0131k 2488 dolar d\u00fczeyinde.<\/p>\n
Las Vegas’taki kiralarsa CoreLogic ara\u015ft\u0131rmas\u0131na g\u00f6re \u00fc\u00e7\u00fcnc\u00fc en b\u00fcy\u00fck art\u0131\u015f oran\u0131na sahip. Bir \u00f6nceki y\u0131la g\u00f6re may\u0131sta y\u00fczde 16,7 artan kiralar\u0131n medyan de\u011feri ayl\u0131k 2110 dolar seviyesinde.<\/p>\n
Tucson\u2019da kiralar da may\u0131sta bir \u00f6nceki y\u0131la g\u00f6re y\u00fczde 12,8 artt\u0131 ve medyan kira fiyat\u0131 ayl\u0131k 1942 dolara geldi.<\/p>\n
BOR\u00c7LANMALAR TAR\u0130H\u0130 D\u00dcZEYDE<\/b><\/p>\n
Bununla birlikte kira, yak\u0131t ve bakkal maliyetleri artt\u0131k\u00e7a, daha fazla say\u0131da ki\u015fi maliyetlerini kar\u015f\u0131lamak i\u00e7in bor\u00e7lan\u0131yor.<\/p>\n
ABD N\u00fcfus Say\u0131m B\u00fcrosu’nun anketi, Amerikal\u0131lar\u0131n yakla\u015f\u0131k y\u00fczde 30\u2019unun \u00f6nceki hafta harcamalar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in kredi kart\u0131 veya kredi kulland\u0131\u011f\u0131n\u0131 s\u00f6yledi\u011fini ortaya koydu. Bu oran ocakta y\u00fczde 23 d\u00fczeyindeydi.<\/p>\n
New York Fed’in raporuna g\u00f6reyse kredi kart\u0131 bakiyeleri bu y\u0131l\u0131n ikinci \u00e7eyre\u011finde 46 milyar dolar artt\u0131. Bu, bir \u00f6nceki y\u0131la g\u00f6re y\u00fczde 13’l\u00fck bir art\u0131\u015f anlam\u0131na geliyor ve 20 y\u0131ldan fazla bir s\u00fcrede ger\u00e7ekle\u015fen en b\u00fcy\u00fck y\u00fckseli\u015fe i\u015faret ediyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
ABD’de kiralar rekor d\u00fczeyde artarken masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in daha fazla say\u0131da ki\u015fi bor\u00e7lanmak zorunda kal\u0131yor. ABD’de kira giderleri …<\/p>\n","protected":false},"author":1,"featured_media":22926,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[11,62,70,311,5378],"class_list":["post-22925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-abd","tag-artis","tag-dolar","tag-kira","tag-kiralar"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/22925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22925"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/22925\/revisions"}],"predecessor-version":[{"id":22927,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/22925\/revisions\/22927"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/22926"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}