{"id":25498,"date":"2022-08-16T07:36:03","date_gmt":"2022-08-16T07:36:03","guid":{"rendered":"https:\/\/haberulus.net\/?p=25498"},"modified":"2022-08-16T07:36:03","modified_gmt":"2022-08-16T07:36:03","slug":"kredi-borcunu-odeyemeyenlerde-buyuk-artis","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=25498","title":{"rendered":"Kredi borcunu \u00f6deyemeyenlerde b\u00fcy\u00fck art\u0131\u015f"},"content":{"rendered":"

TBB Risk Merkezi verilerine g\u00f6re, ge\u00e7en y\u0131l\u0131n ilk 6 ay\u0131nda kart ve kredi borcundan takibe d\u00fc\u015fenlerin say\u0131s\u0131 603 bin ki\u015fi iken, bu y\u0131l\u0131n ilk 6 ay\u0131nda bu say\u0131 856 bin ki\u015fiye \u00e7\u0131kt\u0131. Haziran sonu itibar\u0131yla toplam 4.1 milyon vatanda\u015f yasal takipte bulunuyor. <\/b><\/p>\n

T\u00fcrkiye Bankalar Birli\u011fi (TBB) Risk Merkezi\u2019nin 2022 Haziran\u2019a ili\u015fkin a\u00e7\u0131klad\u0131\u011f\u0131 veriler, bireysel kredi veya bireysel kredi kart\u0131 borcundan dolay\u0131 yasal takibe intikal etmi\u015f ki\u015fi say\u0131s\u0131n\u0131n artt\u0131\u011f\u0131n\u0131 ortaya koydu.<\/p>\n

Buna g\u00f6re, bireysel kredi kart\u0131 borcundan dolay\u0131 yasal takibe intikal etmi\u015f ki\u015fi say\u0131s\u0131 2021 Ocak-Haziran d\u00f6neminde 222 bin ki\u015fi iken,\u00a02022 Ocak-Haziran d\u00f6neminde 471 bin ki\u015fiye y\u00fckseldi.<\/p>\n

Ayn\u0131 d\u00f6nem aral\u0131\u011f\u0131nda bireysel kredi borcundan dolay\u0131 yasal takibe intikal etmi\u015f ki\u015fi say\u0131s\u0131 474 bin ki\u015fiden 584 bin ki\u015fiye \u00e7\u0131karken; bireysel kredi veya bireysel kredi kart\u0131 borcundan dolay\u0131 yasal takibe intikal etmi\u015f ki\u015fi say\u0131s\u0131 ise, 603 bin ki\u015fiden 856 bin ki\u015fiye y\u00fckseldi.<\/p>\n

2022 Haziran sonu itibar\u0131yla bireysel kredi ve kredi kart\u0131 borcundan dolay\u0131 bankalarla yasal takip s\u00fcreci devam eden ki\u015fi say\u0131s\u0131 4 milyon 126 bin ki\u015fi oldu.<\/p>\n

\"\"<\/p>\n

Kaynak: TBB Risk Merkezi<\/p>\n<\/div>\n

\u2018KRED\u0130 GER\u0130 \u00d6DEMELER\u0130NDEK\u0130 ESNEKL\u0130K ETK\u0130L\u0130 OLDU\u2019<\/b><\/p>\n

Bireysel kredi kart\u0131n\u0131 \u00f6dememi\u015f ger\u00e7ek ki\u015fi say\u0131s\u0131 haziranda, bir \u00f6nceki aya g\u00f6re ise 3 bin 953 ki\u015fi artarak 78 bin 799 ki\u015fiye ula\u015ft\u0131.<\/p>\n

TBB Risk Merkezi\u2019nden yap\u0131lan a\u00e7\u0131klamada, kredi geri \u00f6demeleri s\u00fcresi konusunda sa\u011flanan esnekliklere ili\u015fkin d\u00fczenlemelerin, yasal takibe intikal etmi\u015f ki\u015fi say\u0131s\u0131ndaki geli\u015fmelerde etkili oldu\u011fu belirtildi.<\/p>\n

\u00d6te yandan, Risk Merkezi verilerine g\u00f6re, Haziran 2022 ay\u0131 itibar\u0131yla bireysel kredi kartlar\u0131n\u0131 da i\u00e7eren bireysel kredilerde tasfiye olunacak alacaklar bir \u00f6nceki y\u0131la g\u00f6re y\u00fczde 50 art\u0131\u015f ile 30,7 milyar TL olurken, tasfiye olunacak alacaklar\u0131n bireysel kredilere oran\u0131 0,1 puan art\u0131\u015f ile y\u00fczde 2,4 oldu.<\/p>\n","protected":false},"excerpt":{"rendered":"

TBB Risk Merkezi verilerine g\u00f6re, ge\u00e7en y\u0131l\u0131n ilk 6 ay\u0131nda kart ve kredi borcundan takibe d\u00fc\u015fenlerin say\u0131s\u0131 603 bin ki\u015fi iken, bu y\u0131l\u0131n ilk 6 …<\/p>\n","protected":false},"author":1,"featured_media":25499,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[2257,2482,66,2320,1005],"class_list":["post-25498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bin-kisi","tag-bireysel-kredi","tag-haziran","tag-kart","tag-yasal"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/25498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25498"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/25498\/revisions"}],"predecessor-version":[{"id":25500,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/25498\/revisions\/25500"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/25499"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}