Pekin\u2019in b\u00fcy\u00fck bir krizle kar\u015f\u0131 kar\u015f\u0131ya olan konut sekt\u00f6r\u00fc i\u00e7in haz\u0131rl\u0131\u011f\u0131n\u0131 yapt\u0131\u011f\u0131 29 milyar dolarl\u0131k plan \u015fu ana kadarki en b\u00fcy\u00fck destek paket olma \u00f6zelli\u011fini ta\u015f\u0131yor. <\/b><\/p>\n
\u00c7in duran konut projelerinin al\u0131c\u0131lara teslim edilmesini sa\u011flamak i\u00e7in 200 milyar yuanl\u0131k (29,3 milyar dolar) \u00f6zel bir kredi sunacak.<\/p>\n
Bloomberg’in \u00c7in’deki konut krizini yak\u0131ndan takip eden ki\u015filere dayand\u0131rd\u0131\u011f\u0131 haberde, ciddi bir bask\u0131 alt\u0131ndaki emlak sekt\u00f6r\u00fc i\u00e7in finansman deste\u011finin art\u0131r\u0131ld\u0131\u011f\u0131 belirtildi.<\/p>\n
\u00c7in Konut Bakanl\u0131\u011f\u0131, \u00c7in Maliye Bakanl\u0131\u011f\u0131 ve \u00c7in Merkez Bankas\u0131’n\u0131n cuma g\u00fcn\u00fc birlikte a\u00e7\u0131klad\u0131\u011f\u0131 kredi program\u0131n\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fc bildirilmemi\u015fti. Ev fiyatlar\u0131 ve emlak sat\u0131\u015flar\u0131 d\u00fc\u015ferken Pekin’in s\u00f6z konusu hamlesi konut krizini kontrol alt\u0131na almak i\u00e7in at\u0131lan \u015fimdiye kadarki en b\u00fcy\u00fck mali ad\u0131m.<\/p>\n
Evleri i\u00e7in ipotekli konut kredisi kullanan ve \u00f6deme yapan bir\u00e7ok \u00c7inli projeler tamamlanmad\u0131\u011f\u0131 i\u00e7in evlerine kavu\u015fabilmi\u015f de\u011fil. S\u00f6z konusu durumla kar\u015f\u0131 kar\u015f\u0131ya olan pek \u00e7ok ki\u015fi de ipotekli konut kredilerini \u00f6demeyi boykot ediyor.<\/p>\n
PLAN TAMAMLANMAMI\u015e PROJELER \u0130\u00c7\u0130N<\/b><\/p>\n
Bloomberg’in haberine g\u00f6re \u00c7in Halk Bankas\u0131 ve \u00c7in Maliye Bakanl\u0131\u011f\u0131 s\u00f6z konusu mebla\u011f\u0131 \u00c7in Kalk\u0131nma Bankas\u0131 ve \u00c7in Tar\u0131msal Kalk\u0131nma Bankas\u0131 arac\u0131l\u0131\u011f\u0131yla aktaracak.<\/p>\n
Bununla birlikte \u00f6zel krediler yaln\u0131zca daha \u00f6nce sat\u0131lm\u0131\u015f ancak hen\u00fcz tamamlanmam\u0131\u015f evlerde kullan\u0131lacak.<\/p>\n
\u00c7in’in bu y\u0131lki y\u00fczde 5,5’lik b\u00fcy\u00fcme hedefini tutturamamas\u0131 muhtemel ve gen\u00e7 i\u015fsizlik y\u00fczde 20 d\u00fczeyinde.<\/p>\n
BOR\u00c7LANMA FA\u0130Z\u0130 D\u00dc\u015e\u00dcR\u00dcLD\u00dc<\/b><\/p>\n
\u00c7in, gayrimenkul sekt\u00f6r\u00fcndeki kriz ve yeniden art\u0131\u015f kaydeden corona vir\u00fcs\u00fc vakalar\u0131 nedeniyle bocalayan ekonomisini canland\u0131rmak i\u00e7in bor\u00e7lanma faizini de d\u00fc\u015f\u00fcrd\u00fc, konut kredilerine y\u00f6n yeren faiz oran\u0131nda da daha b\u00fcy\u00fck bir indirime gitti.<\/p>\n
\u00c7in Merkez Bankas\u0131 bir y\u0131l vadeli kredi ana faiz oran\u0131n\u0131 (LPR) 5 baz puan d\u00fc\u015f\u00fcrerek y\u00fczde 3,65’e, be\u015f y\u0131ll\u0131k LPR faizini ise 15 baz puan d\u00fc\u015f\u00fcrerek y\u00fczde 4,30’a indirdi.<\/p>\n
Merkez bankas\u0131 bir y\u0131l vadeli LPR’si en son ocakta, be\u015f y\u0131ll\u0131k LPR’si ise may\u0131sta d\u00fc\u015f\u00fcr\u00fclm\u00fc\u015ft\u00fc. Be\u015f y\u0131ll\u0131k LPR oran\u0131 konut kredilerinin maliyetini etkiliyor.<\/p>\n
Merkez bankas\u0131, ge\u00e7ti\u011fimiz hafta 400 milyar yuan (59,33 milyar dolar) fonlama sa\u011flad\u0131\u011f\u0131 bir y\u0131ll\u0131k orta vadeli bor\u00e7 verme imkan\u0131 (MLF) faizini baz\u0131 finans kurumlar\u0131 i\u00e7in 10 baz puan d\u00fc\u015f\u00fcrm\u00fc\u015ft\u00fc. B\u00f6ylece MLF faizi y\u00fczde 2,85\u2019ten y\u00fczde 2,75\u2019e d\u00fc\u015fm\u00fc\u015ft\u00fc.<\/p>\n
LPR NE \u0130\u015eE YARIYOR?<\/b><\/p>\n
Ticari bankalar\u0131n \u00fcst d\u00fczey m\u00fc\u015fterilerine sa\u011flad\u0131\u011f\u0131 bor\u00e7 verme oran\u0131 olan LPR (Loan Prime Rate) di\u011fer krediler i\u00e7in sa\u011flanan oranlar i\u00e7in bir \u00f6l\u00e7\u00fct g\u00f6revi g\u00f6r\u00fcyor. Bu oran\u0131n d\u00fc\u015fmesi, \u015firketler ve t\u00fcketicilerin bor\u00e7lanma maliyetlerini azalt\u0131yor. MLF ise yeni ve \u00f6denmemi\u015f kredilerin faiz oranlar\u0131n\u0131 etkiliyor.<\/p>\n
\u00c7in’deki yeni ve \u00f6denmemi\u015f kredilerin \u00e7o\u011fu bir y\u0131ll\u0131k LPR’ye dayan\u0131rken, be\u015f y\u0131ll\u0131k faiz oran\u0131 ise ipotek fiyatlar\u0131n\u0131 etkiliyor. \u00c7in’deki yeni ve \u00f6denmemi\u015f kredilerin \u00e7o\u011fu bir y\u0131ll\u0131k LPR’ye dayan\u0131rken, be\u015f y\u0131ll\u0131k faiz oran\u0131 ise ipotek fiyatlar\u0131n\u0131 etkiliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Pekin\u2019in b\u00fcy\u00fck bir krizle kar\u015f\u0131 kar\u015f\u0131ya olan konut sekt\u00f6r\u00fc i\u00e7in haz\u0131rl\u0131\u011f\u0131n\u0131 yapt\u0131\u011f\u0131 29 milyar dolarl\u0131k plan \u015fu ana kadarki en b\u00fcy\u00fck destek paket …<\/p>\n","protected":false},"author":1,"featured_media":29051,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[6304,793,1120,972,64],"class_list":["post-29050","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankasi","tag-cin","tag-konut","tag-kredi","tag-milyar"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/29050","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29050"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/29050\/revisions"}],"predecessor-version":[{"id":29052,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/29050\/revisions\/29052"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/29051"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}