{"id":33771,"date":"2022-08-31T02:36:10","date_gmt":"2022-08-31T02:36:10","guid":{"rendered":"https:\/\/haberulus.net\/?p=33771"},"modified":"2022-08-31T02:36:10","modified_gmt":"2022-08-31T02:36:10","slug":"kobilerin-1-5-trilyon-liralik-borc-yuku-var","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=33771","title":{"rendered":"KOB\u0130\u2019lerin 1.5 trilyon liral\u0131k bor\u00e7 y\u00fck\u00fc var"},"content":{"rendered":"<p><b>T\u00fcrkiye\u2019de 4.3 milyon k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmenin bankalara olan borcu katlanarak b\u00fcy\u00fcrken, 133 bin 122 i\u015fletme borcunu \u00f6deyemedi\u011fi i\u00e7in yasal takibe al\u0131nd\u0131.<\/b><\/p>\n<p><strong>Y\u00fcksek<\/strong> enflasyon, kurlardaki art\u0131\u015f ve canl\u0131 taleple birlikte sat\u0131\u015f ve k\u00e2rl\u0131l\u0131kta \u00f6nemli art\u0131\u015flar sa\u011flarken; k\u00fc\u00e7\u00fck ve orta b\u00fcy\u00fckl\u00fckteki i\u015fletmelerin (KOB\u0130) faaliyet k\u00e2r\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131 finansman giderlerine gidiyor ve gittik\u00e7e \u00f6zkaynaklar\u0131 azal\u0131yor. KOB\u0130&#8217;lerde bor\u00e7lanma \u00f6nemli \u00f6l\u00e7\u00fcde h\u0131zlan\u0131rken vade yap\u0131s\u0131 da k\u0131sal\u0131yor. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu&#8217;nun (BDDK) 2022 y\u0131l\u0131 Temmuz sonu itibar\u0131yla a\u00e7\u0131klad\u0131\u011f\u0131 \u2018KOB\u0130 Kredileri&#8217; raporu, k\u00fc\u00e7\u00fck ve orta boy i\u015fletmelerin ciddi ve d\u00fczenli artan bir bor\u00e7 y\u00fck\u00fc alt\u0131nda oldu\u011funu g\u00f6sterdi.<\/p>\n<p><strong>BOR\u00c7 Y\u00dcZDE 72 B\u00dcY\u00dcD\u00dc<\/strong><\/p>\n<p>Verilere g\u00f6re, Temmuz 2021-Temmuz 2022 d\u00f6nemini kapsayan bir y\u0131lda KOB\u0130 niteli\u011findeki \u015firketlerin toplam nakdi kredi hacmi Temmuz 2022&#8217;de ge\u00e7en y\u0131la k\u0131yasla y\u00fczde 72 artarak 1 trilyon 554 milyar liraya ula\u015ft\u0131. Bu kapsamda mikro i\u015fletmelerin borcu y\u0131ll\u0131k y\u00fczde 53.1 art\u0131\u015fla 429.4 milyar lira, k\u00fc\u00e7\u00fck i\u015fletmelerin borcu y\u00fczde 80.3 art\u0131\u015fla 522.7 milyar lira ve orta b\u00fcy\u00fckl\u00fckteki i\u015fletmelerin borcu y\u00fczde 80.7 art\u0131\u015fla 601.8 milyar liraya \u00e7\u0131kt\u0131. Temmuz itibar\u0131yla 4 milyon 300 bin 234 k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmeye ait ortalama kredi borcu 361 bin 384 lira olarak hesapland\u0131. Ortalama bor\u00e7 bir y\u0131l \u00f6nce 222 bin 640 lira idi. Mikro i\u015fletmelerin ortalama kredi borcu y\u0131ll\u0131k y\u00fczde 43.1 art\u0131\u015fla 117 bin 272 liraya, k\u00fc\u00e7\u00fck i\u015fletmelerin y\u00fczde 78.5 art\u0131\u015fla 1 milyon 53 bin 112 liraya ve orta b\u00fcy\u00fckl\u00fckteki i\u015fletmelerin y\u00fczde 83.5 art\u0131\u015fla 4 milyon 238 bin 300 liraya \u00e7\u0131kt\u0131.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/i01.sozcucdn.com\/wp-content\/uploads\/2022\/08\/30\/9-manset-kutu.jpg\" alt=\"\" title=\"\"><\/p>\n<p><b>350 bin 151 i\u015fletme zorda<\/b><\/p>\n<p>\u00d6te yandan yine Temmuz 2022 sonu itibar\u0131yla takipteki (bat\u0131k) toplam nakdi kredi b\u00fcy\u00fckl\u00fc\u011f\u00fc 60.9 milyar lira olarak hesapland\u0131. Bu rakam ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde 57.8 milyar lirayd\u0131. Bu durumdaki toplam m\u00fc\u015fteri say\u0131s\u0131 ise 286 bin 353&#8217;ten 350 bin 151&#8217;e y\u00fckseldi. Borcunu \u00f6deyemedi\u011fi i\u00e7in yasal takibe al\u0131nan mikro i\u015fletmelerin say\u0131s\u0131 y\u00fczde 36.6 artarken, yasal takipteki k\u00fc\u00e7\u00fck i\u015fletme say\u0131s\u0131 y\u00fczde 21.2, orta b\u00fcy\u00fckl\u00fckte i\u015fletme say\u0131s\u0131nda y\u00fczde 28.1 gerileme ya\u015fand\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019de 4.3 milyon k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmenin bankalara olan borcu katlanarak b\u00fcy\u00fcrken, 133 bin 122 i\u015fletme borcunu \u00f6deyemedi\u011fi i\u00e7in &#8230;<\/p>\n","protected":false},"author":1,"featured_media":33772,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[62,1328,1378,78,369],"class_list":["post-33771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-artis","tag-borcu","tag-isletme","tag-lira","tag-temmuz"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/33771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33771"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/33771\/revisions"}],"predecessor-version":[{"id":33773,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/33771\/revisions\/33773"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/33772"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}