ABD Merkez Bankas\u0131’n\u0131n (Fed) faiz art\u0131\u015flar\u0131 \u00fclkedeki kredi kart\u0131 faizlerini son 26 y\u0131l\u0131n en y\u00fcksek seviyesine \u00e7\u0131kard\u0131. Merkez bankalar\u0131n\u0131n politika faizlerini art\u0131rmas\u0131 t\u00fcketicilerin bor\u00e7lanma maliyetlerini de art\u0131r\u0131yor. <\/b><\/p>\n
ABD Merkez Bankas\u0131\u2019n\u0131n (Fed) y\u00fcksek enflasyonla m\u00fccadele amac\u0131yla politika faizlerini y\u00fckseltmesi \u00fclkede kredi kart\u0131 bor\u00e7lar\u0131 i\u00e7in uygulanan faizleri u\u00e7urdu.<\/p>\n
Bankrate.com\u2019un verilerine g\u00f6re, ABD\u2019de bu hafta yeni kart teklifleri i\u00e7in y\u0131ll\u0131k ortalama faiz oran\u0131 y\u00fczde 17,96 oldu. Bu oran, Nisan 2019\u2019da belirlenen y\u00fczde 17,87\u2019lik son rekoru geride b\u0131rakt\u0131 ve Ocak 1996\u2019dan bu yana kaydedilen en y\u00fcksek oran olarak kay\u0131tlara ge\u00e7ti.<\/p>\n
FED\u2019\u0130N FA\u0130Z ARTI\u015eLARI TET\u0130KLED\u0130<\/b><\/p>\n
Kredi kart\u0131 faizleri, Fed Ba\u015fkan\u0131 Jerome Powell\u2019\u0131n ve merkez bankas\u0131n\u0131n di\u011fer \u00fcyelerinin enflasyonu kontrol alt\u0131na almak i\u00e7in federal faizleri daha fazla y\u00fckseltmeye haz\u0131r oldu\u011fu mesaj\u0131n\u0131n ard\u0131ndan art\u0131\u015f g\u00f6sterdi.<\/p>\n
Fed ge\u00e7ti\u011fimiz y\u0131l y\u00fczde 0-0,25 aral\u0131\u011f\u0131nda olan politika faizini y\u0131l\u0131n ba\u015f\u0131ndan bu yana kademeli olarak art\u0131rarak y\u00fczde 2,25-2,5 aral\u0131\u011f\u0131na \u00e7ekmi\u015fti. Merkez Bankalar\u0131n\u0131n bor\u00e7 verme oranlar\u0131 bankalar\u0131n kredi bor\u00e7lar\u0131n\u0131n ve kredi kartlar\u0131n\u0131n faizlerinde kilit bir rol oynuyor.<\/p>\n
Merkez bankalar\u0131 taraf\u0131ndan yap\u0131lan faiz art\u0131\u015f\u0131n\u0131n ama\u00e7lar\u0131ndan biri de bor\u00e7lanma maliyetlerini art\u0131rarak t\u00fcketimi k\u0131s\u0131tlamak ve bu yolla genel fiyat d\u00fczeyindeki art\u0131\u015f h\u0131z\u0131n\u0131 d\u00fc\u015f\u00fcrmek.<\/p>\n
Bankrate\u2019in k\u0131demli end\u00fcstri analisti Ted Rossman konu ile ilgili de\u011ferlendirmesinde, \u201cNeredeyse t\u00fcm kredi kartlar\u0131, Fed taraf\u0131ndan belirlenen federal faiz oran\u0131ndan daha y\u00fcksek olan birincil faizleri izler. Dolay\u0131s\u0131yla, Fed\u2019in eylemlerinin kredi kart\u0131 sahiplerine do\u011frudan etkisi var\u201d dedi.<\/p>\n
AMER\u0130KALILARIN KRED\u0130 KARTI BORCU ARTIYOR<\/b><\/p>\n
\u00d6te yandan New York Fed taraf\u0131ndan veriler Amerika\u2019da ya\u015fayan insanlar\u0131n 2022\u2019nin ikinci \u00e7eyre\u011finde kredi kart\u0131 bor\u00e7lar\u0131n\u0131n artt\u0131\u011f\u0131n\u0131 g\u00f6sterdi.<\/p>\n
Verilere g\u00f6re toplam kredi kart\u0131 bor\u00e7lar\u0131 \u00f6nceki \u00e7eyre\u011fe g\u00f6re 46 milyar dolar artt\u0131. Y\u0131ll\u0131k bor\u00e7 art\u0131\u015f\u0131 ise y\u00fczde 13 oldu. Bu art\u0131\u015f son 20 y\u0131l\u0131n en keskin y\u0131ll\u0131k art\u0131\u015f\u0131 olarak kay\u0131tlara ge\u00e7ti. New York Fed verilerine g\u00f6re Amerikal\u0131lar\u0131n ikinci \u00e7eyrek itibar\u0131yla 890 milyar dolardan fazla kredi kart\u0131 borcu var.<\/p>\n","protected":false},"excerpt":{"rendered":"
ABD Merkez Bankas\u0131’n\u0131n (Fed) faiz art\u0131\u015flar\u0131 \u00fclkedeki kredi kart\u0131 faizlerini son 26 y\u0131l\u0131n en y\u00fcksek seviyesine \u00e7\u0131kard\u0131. Merkez bankalar\u0131n\u0131n …<\/p>\n","protected":false},"author":1,"featured_media":35271,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[62,750,731,3717,2791],"class_list":["post-35270","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-artis","tag-borc","tag-faiz","tag-fed","tag-kredi-karti"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/35270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35270"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/35270\/revisions"}],"predecessor-version":[{"id":35272,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/35270\/revisions\/35272"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/35271"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35270"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35270"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}