{"id":36014,"date":"2022-09-03T13:51:35","date_gmt":"2022-09-03T13:51:35","guid":{"rendered":"https:\/\/haberulus.net\/?p=36014"},"modified":"2022-09-03T13:51:35","modified_gmt":"2022-09-03T13:51:35","slug":"caresiz-kalan-vatandas-borca-sarildi","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=36014","title":{"rendered":"\u00c7aresiz kalan vatanda\u015f borca sar\u0131ld\u0131"},"content":{"rendered":"<p><b>T\u00fcrk Liras\u0131&#8217;ndaki de\u011fer kayb\u0131, artan hayat pahal\u0131l\u0131\u011f\u0131 ve g\u00fcnden g\u00fcne azalan al\u0131m g\u00fcc\u00fc nedeniyle \u00e7\u0131kmaza giren vatanda\u015f bankalara ko\u015ftu. Bor\u00e7lu ki\u015fi say\u0131s\u0131 bir y\u0131lda 1.8 milyon ki\u015fi daha artt\u0131 ve 36 milyonu a\u015ft\u0131.<\/b><\/p>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re vatanda\u015flardan bankalardan kulland\u0131\u011f\u0131 t\u00fcketici kredilerinin miktar\u0131 y\u0131l ba\u015f\u0131ndan bu yana 151 milyar lira art\u0131\u015f g\u00f6stererek 928 milyar 660 milyon liraya \u00e7\u0131kt\u0131.<\/p>\n<p>En b\u00fcy\u00fck art\u0131\u015f 88 milyar lira ile ihtiya\u00e7 kredisinde ya\u015fan\u0131rken, konut kredisi 51, ta\u015f\u0131t kredisi ise miktar\u0131 y\u0131lba\u015f\u0131ndan bu yana yakla\u015f\u0131k 12 milyar lira artt\u0131.<\/p>\n<p>Bireysel kredi kart\u0131 harcamalar\u0131 da yedi ayda 100 milyar lira artarak 302 milyon lira oldu.<\/p>\n<p>Temmuz 2022 itibariyle t\u00fcketici kredisi kullan\u0131m\u0131 ve bireysel kredi kart\u0131 harcamalar\u0131n\u0131n toplam tutar\u0131 1 milyar 231 milyon lira oldu. Y\u0131l ba\u015f\u0131nda bu rakam 986 milyar lira seviyesindeydi.<\/p>\n<p><strong>TAK\u0130PTEK\u0130 ALACAKLAR ARTTI<\/strong><\/p>\n<p>Bankalar\u0131n takipteki t\u00fcketici kredileri alacaklar\u0131 sene ba\u015f\u0131ndan bu yana 3 milyar lira art\u0131\u015f g\u00f6stererek 21 milyar 438 milyon lira oldu. Bireysel kredi kart\u0131 alacaklar\u0131 ise 6 milyardan 7 milyara \u00e7\u0131kt\u0131. Takipteki t\u00fcketici kredileri ve bireysel kredi kartlar\u0131n\u0131n toplam\u0131 24.4 milyar liradan 28.4 milyar liraya \u00e7\u0131kt\u0131.<\/p>\n<p><strong>BOR\u00c7LU SAYISI 1.8 M\u0130LYON K\u0130\u015e\u0130 ARTTI<\/strong><\/p>\n<p>T\u00fcrkiye Bankalar Birli\u011fi Risk Merkezi verilerine g\u00f6re, haziran sonu itibariyle bireysel kredi kullanan ki\u015fi say\u0131s\u0131 (takipteki krediler hari\u00e7) son bir y\u0131lda 1,8 milyon ki\u015fi artarak 36,6 milyon ki\u015fi olurken, ortalama kredi bakiyesi ise 35 bin TL d\u00fczeyinde ger\u00e7ekle\u015fti.<\/p>\n<p>Haziran ay\u0131nda 210 bin ki\u015fi ilk defa kredi kart\u0131, 103 bin ki\u015fi ise ilk defa t\u00fcketici kredisi kulland\u0131.<\/p>\n<p>2021 y\u0131l\u0131 Eyl\u00fcl ay\u0131 itibariyle itibar\u0131yla \u0130stanbul&#8217;da 427 milyar TL, Ankara&#8217;da 121 milyar<br \/>TL ve \u0130zmir&#8217;de 82 milyar TL tutar\u0131nda bireysel kredi bulunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrk Liras\u0131&#8217;ndaki de\u011fer kayb\u0131, artan hayat pahal\u0131l\u0131\u011f\u0131 ve g\u00fcnden g\u00fcne azalan al\u0131m g\u00fcc\u00fc nedeniyle \u00e7\u0131kmaza giren vatanda\u015f bankalara ko\u015ftu. Bor\u00e7lu &#8230;<\/p>\n","protected":false},"author":1,"featured_media":36015,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[2482,972,7204,64,95],"class_list":["post-36014","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bireysel-kredi","tag-kredi","tag-kredisi","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/36014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=36014"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/36014\/revisions"}],"predecessor-version":[{"id":36016,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/36014\/revisions\/36016"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/36015"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=36014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=36014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=36014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}