Yarg\u0131tay 3. Hukuk Dairesi, 81 ya\u015f\u0131nda bankadan kulland\u0131\u011f\u0131 kredi borcunu kapatmadan vefat eden Alzheimer hastas\u0131n\u0131n miras\u00e7\u0131s\u0131na a\u00e7\u0131lan davayla ilgili karar\u0131n\u0131 verdi.<\/b><\/p>\n
Kocaeli\u2019de ya\u015fayan ve bir bankadan kredi \u00e7eken 81 ya\u015f\u0131ndaki Alzheimer hastas\u0131, kullan\u0131lan kredi borcunun \u00f6demesi bitmeden vefat etti.<\/p>\n
Bunun \u00fczerine banka, krediyi kullanan ki\u015finin tek miras\u00e7\u0131s\u0131 konumundaki ki\u015fiye ihtar \u00e7ekerek, kredi borcunun \u00f6denmesi istemli icra takibi ba\u015flatt\u0131.<\/p>\n
Miras\u00e7\u0131n\u0131n, icra takibi karar\u0131na yapt\u0131\u011f\u0131 itiraz sonras\u0131 takip karar\u0131 durdurulan banka, bu karar\u0131n iptali i\u00e7in dava a\u00e7t\u0131.<\/p>\n
Miras\u00e7\u0131 ise kredi bor\u00e7lusu murisinin (miras b\u0131rakan)<\/em> Alzheimer hastas\u0131 oldu\u011funun banka taraf\u0131ndan bilinmesine ra\u011fmen kredi verildi\u011fini belirterek, davan\u0131n reddini istedi.<\/p>\n BOZMA NEDEN\u0130: EKS\u0130K \u0130NCELEME<\/strong><\/p>\n Yarg\u0131lamay\u0131 yapan Kocaeli 2. Asliye Hukuk Mahkemesi, \u201ckredi alan\u0131n 81 ya\u015f\u0131nda olmas\u0131na, 2008\u2019den itibaren Alzheimer hastas\u0131 olarak tedavi g\u00f6rmesine ra\u011fmen kredi verilirken sigorta yapt\u0131r\u0131lmad\u0131\u011f\u0131, kefil al\u0131nmad\u0131\u011f\u0131, hasta bir ki\u015fiye bu \u015fartlarda kredi verirken bankan\u0131n riski kendi \u00fczerine ald\u0131\u011f\u0131\u201d gerek\u00e7esiyle miras\u00e7\u0131n\u0131n bor\u00e7tan sorumlu olmad\u0131\u011f\u0131na karar verdi ve davay\u0131 reddetti.<\/p>\n Bankan\u0131n, karar\u0131 temyiz etmesi \u00fczerine dosya Yarg\u0131taya geldi. Temyiz istemini g\u00f6r\u00fc\u015fen Yarg\u0131tay 3. Hukuk Dairesi, yerel mahkemenin karar\u0131n\u0131, eksik inceleme nedeniyle bozdu.<\/p>\n HAK\u0130M DE\u011e\u0130L B\u0130L\u0130RK\u0130\u015e\u0130 KARAR VER\u0130R<\/strong><\/p>\n Dairenin karar\u0131nda, ki\u015finin ak\u0131l hastal\u0131\u011f\u0131 veya ak\u0131l zay\u0131fl\u0131\u011f\u0131n\u0131n hakim taraf\u0131ndan de\u011fil, T\u00fcrk Medeni Kanunu\u2019nun (TMK) 409\/2\u2019nci maddesine g\u00f6re, bilirki\u015fi raporu ile belirlenece\u011finin h\u00fck\u00fcm alt\u0131na al\u0131nd\u0131\u011f\u0131 bildirildi.<\/p>\n ADL\u0130 TIP KURUMU\u2019NDAN RAPOR \u0130STEND\u0130<\/strong><\/p>\n Dava konusu olayda, krediyi kullanan Alzheimer hastas\u0131 ki\u015finin kredi s\u00f6zle\u015fmesini imzaland\u0131\u011f\u0131 tarihte fiil ehliyetinin olup olmad\u0131\u011f\u0131 y\u00f6n\u00fcnde Adli T\u0131p Kurumundan rapor al\u0131nmas\u0131 gerekti\u011fine i\u015faret edilen kararda, \u015fu tespit yap\u0131ld\u0131:<\/p>\n \u201cEhliyetsiz oldu\u011fu ileri s\u00fcr\u00fclen daval\u0131n\u0131n murisinin, kredi s\u00f6zle\u015fmesinin imzaland\u0131\u011f\u0131 tarihte fiil ehliyetinin olup olmad\u0131\u011f\u0131n\u0131n tespiti i\u00e7in Adli T\u0131p Kurumundan rapor al\u0131n\u0131p, taraflar\u0131n t\u00fcm delilleri toplanarak de\u011ferlendirilmesi ve sonucu dairesinde h\u00fck\u00fcm kurulmas\u0131 gerekirken, eksik incelemeyle ve yan\u0131lg\u0131l\u0131 de\u011ferlendirmeyle davan\u0131n reddine karar verilmesi usul ve yasaya ayk\u0131r\u0131 olup bozmay\u0131 gerektirir.\u201d (AA)<\/p>\n","protected":false},"excerpt":{"rendered":" Yarg\u0131tay 3. Hukuk Dairesi, 81 ya\u015f\u0131nda bankadan kulland\u0131\u011f\u0131 kredi borcunu kapatmadan vefat eden Alzheimer hastas\u0131n\u0131n miras\u00e7\u0131s\u0131na a\u00e7\u0131lan davayla …<\/p>\n","protected":false},"author":1,"featured_media":39078,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[936,775,995,972,7566],"class_list":["post-39077","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem","tag-banka","tag-dava","tag-karari","tag-kredi","tag-mirasci"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/39077","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39077"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/39077\/revisions"}],"predecessor-version":[{"id":39079,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/39077\/revisions\/39079"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/39078"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}