Ger\u00e7ek ve t\u00fczel ki\u015filer, vadesi 1 Ekim’den \u00f6nce dolan kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, protestolu senet ve t\u00fcm kredi bor\u00e7lar\u0131n\u0131 1 Temmuz 2023’e kadar \u00f6demesi veya yap\u0131land\u0131rmas\u0131 durumunda, Risk Merkezi nezdindeki kay\u0131tlar\u0131 dikkate al\u0131nmayacak.<\/b><\/p>\n
T\u00fcrkiye Bankalar Birli\u011fi (TBB), kar\u015f\u0131l\u0131ks\u0131z \u00e7ek ve protestolu senetler ile kredi ve kredi kartlar\u0131 bor\u00e7lar\u0131na ili\u015fkin kay\u0131tlar\u0131n dikkate al\u0131nmamas\u0131 hakk\u0131nda kanuna eklenen ge\u00e7ici maddeye ili\u015fkin bilgilendirme notu yay\u0131mlad\u0131.<\/p>\n
Nota g\u00f6re, d\u00fczenleme ger\u00e7ek ve t\u00fczel ki\u015filerin kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, protestolu senet, bireysel ve ticari nitelikli kredi kart\u0131 dahil t\u00fcm kredi bor\u00e7lar\u0131n\u0131 kaps\u0131yor.<\/p>\n
Bor\u00e7lar\u0131n vadesinin 1 Ekim\u2019den \u00f6nce olmas\u0131 ve bu tarih itibar\u0131yla k\u0131smen veya tamamen \u00f6denmemi\u015f olmas\u0131 gerekiyor.<\/p>\n
S\u00f6z konusu bor\u00e7lar\u0131n 1 Temmuz 2023\u2019e kadar tamam\u0131n\u0131n \u00f6denmesi veya yeniden yap\u0131land\u0131r\u0131lmas\u0131 durumunda, Risk Merkezi nezdindeki kay\u0131tlar, bankalar ve finansal kurulu\u015flar taraf\u0131ndan dikkate al\u0131nmayacak.<\/p>\n
\u00d6te yandan vadesi 1 Ekim\u2019den sonra olan bor\u00e7lar, d\u00fczenleme kapsam\u0131nda olmayacak.<\/p>\n
Bor\u00e7 \u00f6deme veya yeniden yap\u0131land\u0131rma talepleri, borcun bulundu\u011fu banka ve\/veya finansal kurulu\u015fa ba\u015fvurularak yap\u0131labilecek. Talebin olumlu kar\u015f\u0131lanmas\u0131, banka veya finansal kurulu\u015fun ticari karar\u0131na ba\u011fl\u0131 olacak.<\/p>\n
\u0130LG\u0130L\u0130 GE\u00c7\u0130C\u0130 MADDE<\/b><\/p>\n
Resmi Gazete\u2019nin bug\u00fcnk\u00fc say\u0131s\u0131nda yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe giren 5834 say\u0131l\u0131 Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek ve Protestolu Senetler ile Kredi ve Kredi Kartlar\u0131 Bor\u00e7lar\u0131na \u0130li\u015fkin Kay\u0131tlar\u0131n Dikkate Al\u0131nmamas\u0131 Hakk\u0131nda Kanuna eklenen ge\u00e7ici madde \u015f\u00f6yle:<\/p>\n
\u201cAnapara ve\/veya taksit \u00f6deme tarihi 1 Ekim\u2019den \u00f6nce olup da kulland\u0131\u011f\u0131 nakdi ve gayr\u0131 nakdi kredilerinin anapara, faiz ve\/veya ferilerine ili\u015fkin \u00f6demelerini aksatan ger\u00e7ek ve t\u00fczel ki\u015filerin, ticari faaliyette bulunan ve bulunmayan ger\u00e7ek ki\u015filerin ve kredi m\u00fc\u015fterilerinin kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ek, protesto edilmi\u015f senet, kredi kart\u0131 ve di\u011fer kredi bor\u00e7lar\u0131na ili\u015fkin TBB Risk Merkezi nezdinde tutulan kay\u0131tlar\u0131, s\u00f6z konusu bor\u00e7lar\u0131n \u00f6denmesi geciken k\u0131sm\u0131n\u0131n 1 Temmuz 2023\u2019e kadar tamam\u0131n\u0131n \u00f6denmesi veya yeniden yap\u0131land\u0131r\u0131lmas\u0131 halinde, bu ki\u015filerle yap\u0131lan finansal i\u015flemlerde kredi kurulu\u015flar\u0131 ve finansal kurulu\u015flar taraf\u0131ndan dikkate al\u0131nmaz.\u201d (AA)<\/p>\n","protected":false},"excerpt":{"rendered":"
Ger\u00e7ek ve t\u00fczel ki\u015filer, vadesi 1 Ekim’den \u00f6nce dolan kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, protestolu senet ve t\u00fcm kredi bor\u00e7lar\u0131n\u0131 1 Temmuz 2023’e kadar \u00f6demesi …<\/p>\n","protected":false},"author":1,"featured_media":53094,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[7253,1523,5017,972,1016],"class_list":["post-53093","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-borclarin","tag-finansal","tag-iliskin","tag-kredi","tag-protesto"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/53093","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=53093"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/53093\/revisions"}],"predecessor-version":[{"id":53095,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/53093\/revisions\/53095"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/53094"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=53093"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=53093"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=53093"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}