{"id":67402,"date":"2022-12-27T16:51:03","date_gmt":"2022-12-27T16:51:03","guid":{"rendered":"https:\/\/haberulus.net\/?p=67402"},"modified":"2022-12-27T16:51:03","modified_gmt":"2022-12-27T16:51:03","slug":"2022-erdoganin-en-zor-yili","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=67402","title":{"rendered":"2022: Erdo\u011fan\u2019\u0131n en zor y\u0131l\u0131"},"content":{"rendered":"

\u2018Benim alan\u0131m ekonomi, ben ekonomistim<\/strong>\u2018 diyerek 2022 y\u0131l\u0131na ba\u015flayan Cumhurba\u015fkan\u0131 ve AKP Genel Ba\u015fkan\u0131 Recep Tayyip Erdo\u011fan\u2019\u0131n \u201cfaiz sebep, enflasyon neticedir\u201d teziyle uygulamaya soktu\u011fu yeni model T\u00fcrkiye\u2019yi tarihinin en a\u011f\u0131r ekonomik kriziyle kar\u015f\u0131 kar\u015f\u0131ya b\u0131rakt\u0131.<\/p>\n

Dar ve orta gelirli g\u00fcnden g\u00fcne fakirle\u015firken, 2022 y\u0131l\u0131 Erdo\u011fan a\u00e7\u0131s\u0131ndan da bir hayli zorlu ge\u00e7ti. \u00c7\u00fcnk\u00fc ekonomide ne vaat ettiyse tersi oldu.<\/p>\n

\u015e\u00dcK\u00dcRS\u00dcZ VATANDA\u015eLAR<\/strong><\/p>\n

2021 y\u0131l\u0131n\u0131n sonunda uygulamaya konulan programla ekonomide t\u00fcm dengeler alt\u00fcst oldu. Enflasyon canavar\u0131 g\u00fcnden g\u00fcne b\u00fcy\u00fcrken, hayat pahal\u0131l\u0131\u011f\u0131ndan \u015fikayet edenlerin say\u0131s\u0131 da artt\u0131.<\/p>\n

May\u0131s 2022\u2019nin ba\u015f\u0131nda bu durum i\u00e7in \u201cMaalesef \u00fclkemizde baz\u0131 kesimlerde bir \u015f\u00fck\u00fcrs\u00fczl\u00fck, tatminsizlik, karamsarl\u0131k hali ald\u0131 ba\u015f\u0131n\u0131 gidiyor. Halbuki \u00f6nce elimizdekilere \u015f\u00fck\u00fcr edece\u011fiz, sonra daha iyisi, daha g\u00fczeli i\u00e7in \u00e7al\u0131\u015faca\u011f\u0131z<\/strong>\u201d diyen Erdo\u011fan, yaz aylar\u0131 ile birlikte vatanda\u015fa sab\u0131rl\u0131 olma \u00e7a\u011fr\u0131s\u0131 yapmaya ba\u015flad\u0131 ve \u015f\u00f6yle dedi: \u201cNe yapt\u0131\u011f\u0131m\u0131z\u0131, ne i\u00e7in yapt\u0131\u011f\u0131m\u0131z\u0131, nas\u0131l ba\u015faraca\u011f\u0131m\u0131z\u0131 ve sonu\u00e7ta ne elde edece\u011fimizi gayet iyi biliyoruz. Milletimizden sadece sab\u0131rl\u0131 olmas\u0131n\u0131, bize g\u00fcvenmesini istiyoruz.\u201d<\/p>\n

CANAVARA YEN\u0130LD\u0130<\/strong><\/p>\n

Faiz indirimleri \u00f6ncesi A\u011fustos 2021’de y\u00fczde 19,25 olan resmi y\u0131ll\u0131k t\u00fcketici enflasyonu 2022\u2019de y\u00fczde 80\u2019i a\u015ft\u0131. Bu oran, son 20 y\u0131l\u0131n ve AKP iktidarlar\u0131 d\u00f6neminin zirvesi olurken, hissedilen enflasyon ise y\u00fczde 180\u2019i ge\u00e7ti.<\/p>\n

2021 y\u0131l\u0131n\u0131 \u201cBu g\u00f6revde oldu\u011fum s\u00fcrece faizle m\u00fccadelemi sonuna kadar s\u00fcrd\u00fcrece\u011fim ve enflasyonla m\u00fccadelemi de s\u00fcrd\u00fcrece\u011fim. Bu konuda nas ortada. Nas ortada oldu\u011funa g\u00f6re sana, bana ne oluyor?<\/strong>\u201d s\u00f6zleriyle bitiren Erdo\u011fan\u2019\u0131 2022 y\u0131l\u0131nda en \u00e7ok zorlayan ba\u015fl\u0131klar\u0131ndan biri enflasyon oldu. \u201cBak, yine s\u00f6yl\u00fcyorum; faiz sebep, enflasyon neticedir. Buna inand\u0131\u011f\u0131m\u0131z g\u00fcn ba\u015far\u0131l\u0131 olaca\u011f\u0131z<\/strong>\u201d diyen Erdo\u011fan\u2019\u0131n politikas\u0131 ba\u015far\u0131l\u0131 olamad\u0131.<\/p>\n

Sene ba\u015f\u0131nda \u201cYava\u015f yava\u015f, kademeli bir \u015fekilde, aceleci olmadan kur da d\u00fc\u015fecek, faiz de ayn\u0131 \u015fekilde d\u00fc\u015fecek ve 2022 bizim en parlak y\u0131l\u0131m\u0131z olacak<\/strong>\u201d diyen Erdo\u011fan politika faizini tek haneye d\u00fc\u015f\u00fcrd\u00fc ama tezi istenileni vermedi. Mevduat faizini y\u00fczde 20’nin \u00fczerine \u00e7\u0131karan bankalar kaynak yaratmaya \u00e7al\u0131\u015f\u0131rken, ihtiya\u00e7 kredisinin faizleri y\u0131l i\u00e7inde y\u00fczde 35\u2019i a\u015farak son 4 y\u0131l\u0131n zirvesine \u00e7\u0131kt\u0131.<\/p>\n

1 A\u011fustos 2022\u2019de \u201cSon d\u00f6nemde enflasyonun sembol\u00fc bedeller \u00f6demeye devam ediyoruz. F\u0131rsatlar, \u00f6dedi\u011fimiz bedellerden daha \u00e7ok oldu\u011funu bilerek devam edece\u011fiz. Ekonomi modelinden taviz vermeyece\u011fiz<\/strong>\u201d diyen Erdo\u011fan\u2019\u0131n \u0131srar etti\u011fi ekonomi modeli vatanda\u015f\u0131n cebini yakt\u0131 ge\u00e7ti.<\/p>\n

HERKES HESABINI ONA G\u00d6RE YAPSIN<\/strong><\/p>\n

29 Ocak 2022\u2019de \u201cFaizle m\u00fccadelemi biliyorsunuz, faizi indirece\u011fiz ve indiriyoruz. Bilin ki enflasyon da inecek, daha da d\u00fc\u015fecek. D\u00f6viz kuru istikrara kavu\u015fur, enflasyon d\u00fc\u015fer, pahal\u0131l\u0131k ortadan kalkar. Bunlar\u0131n hepsi de gelip ge\u00e7icidir<\/strong>\u201d diyen Erdo\u011fan, y\u0131l i\u00e7inde enflasyonu d\u00fc\u015f\u00fcremeyince vaatlerini 2023\u2019e sark\u0131tt\u0131. \u201cHerkes hesab\u0131n\u0131 2023\u2019te y\u00fczde 20 enflasyona g\u00f6re yaps\u0131n<\/strong>\u201d s\u00f6zleriyle 2022 y\u0131l\u0131n\u0131 bitiriyor.<\/p>\n

EN \u00c7OK BANKALARA YARADI<\/strong><\/p>\n

Dolar\/TL kuru 8,30’dan 18,70’e kadar y\u00fckselirken, kur korumal\u0131 TL mevduat adl\u0131 riskli \u00fcr\u00fcn de T\u00fcrk Liras\u0131’n\u0131n de\u011fer kayb\u0131n\u0131 \u00f6nleyemedi. Cumhurba\u015fkan\u0131’n\u0131n faizler nedeniyle s\u0131k s\u0131k hedef ald\u0131\u011f\u0131 bankalar, faiz operasyonundan en k\u00e2rl\u0131 \u00e7\u0131kanlar aras\u0131nda yer ald\u0131. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn net k\u00e2r\u0131 2022 y\u0131l\u0131 Ocak-Ekim d\u00f6neminde ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 408 art\u0131\u015fla 335 milyar 918 milyon TL olarak ger\u00e7ekle\u015fti.<\/p>\n

PARASI OLAN KAZANDI<\/strong><\/p>\n

D\u00f6viz kurunu stabil hale getirmek ve yabanc\u0131 para birimlerine olan talebi azaltmak i\u00e7in h\u00fck\u00fcmetin hayata ge\u00e7irdi\u011fi Kur Morumal\u0131 Mevduat’ta (KKM) paras\u0131 olanlar hem dolardaki y\u00fckseli\u015ften hem de mevduat faizinden faydaland\u0131. Ancak, KKM\u2019nin Hazine\u2019ye maliyeti \u015fu anda 90 milyar TL\u2019yi bulmu\u015f durumda. Bu miktar sadece Hazine\u2019den mudilere \u00f6denen para. Merkez Bankas\u0131’n\u0131n d\u00f6vizden KKM\u2019ye ge\u00e7enlere ne kadar \u00f6dedi\u011fi tam olarak bilinmiyor.<\/p>\n

M\u00dcTEAHH\u0130TLER VE M\u00dcLK SAH\u0130PLER\u0130\u2026<\/strong><\/p>\n

Faiz operasyonuyla birlikte kur art\u0131\u015f\u0131, d\u00f6viz cinsi y\u00fcksek gelir garantisi verilen yap i\u015flet devret projelerinin m\u00fcteahhitlerine yarad\u0131.<\/p>\n

H\u00fck\u00fcmete yak\u0131n ili\u015fkileri sayesinde ihaleleri toplayan az say\u0131daki m\u00fcteahhidin kazanc\u0131, kur art\u0131\u015f\u0131yla birlikte artt\u0131. S\u00f6z konusu m\u00fcteahhitler, projeler i\u00e7in kulland\u0131klar\u0131 kredilerin de d\u00f6viz cinsi oldu\u011funu belirtseler de, y\u00fcksek gelir garantileri, kredi riskini a\u015f\u0131yor.<\/p>\n

\u0130n\u015faat maliyetlerindeki art\u0131\u015f, g\u00f6\u00e7men politikas\u0131 ve yabanc\u0131lara konut sat\u0131\u015f\u0131yla birlikte a\u015f\u0131r\u0131 d\u00fc\u015f\u00fck reel faizler, konut fiyatlar\u0131n\u0131 \u015fi\u015firdi. Merkez Bankas\u0131\u2019n\u0131n a\u00e7\u0131klad\u0131\u011f\u0131 verilere g\u00f6re ekim ay\u0131 itibariyle konut fiyatlar\u0131\u00a0y\u0131ll\u0131k bazda ise y\u00fczde 188,2 artt\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

Geride b\u0131rakmaya haz\u0131rland\u0131\u011f\u0131m\u0131z 2022 y\u0131l\u0131na ekonomideki geli\u015fmeler damgas\u0131n\u0131 vurdu. Bir y\u0131ld\u0131r uygulanan ekonomi modeli \u00f6\u011frencisinden i\u015f\u00e7isine, emeklisinden memuruna kadar milyonlarca yurtta\u015f\u0131 yoksulla\u015ft\u0131r\u0131rken, dar bir az\u0131nl\u0131k ihya oldu. Erdo\u011fan ise ba\u015far\u0131s\u0131zl\u0131\u011f\u0131n\u0131n faturas\u0131n\u0131 \u015fimdilik sadece 100 bin liral\u0131k maa\u015f\u0131na zam yapmayarak \u00f6dedi.<\/p>\n","protected":false},"author":1,"featured_media":67403,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[516,60,731,1329,4161],"class_list":["post-67402","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem","tag-ekonomi","tag-enflasyon","tag-faiz","tag-kur","tag-yap"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/67402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67402"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/67402\/revisions"}],"predecessor-version":[{"id":67404,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/67402\/revisions\/67404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/67403"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67402"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67402"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}