T\u00fcrkiye Sigorta Birli\u011fi (TBS) Ba\u015fkan\u0131 Atilla Benli, ara\u00e7 bedellerindeki art\u0131\u015fa k\u0131yasla, kasko sigortas\u0131ndaki fiyat art\u0131\u015f\u0131n\u0131n s\u0131n\u0131rl\u0131 kald\u0131\u011f\u0131n\u0131 \u00f6ne s\u00fcrd\u00fc.<\/p>\n
Benli, ara\u00e7 kasko bedellerinde ya\u015fanan b\u00fcy\u00fck art\u0131\u015f i\u00e7in gelen ele\u015ftirileri yaz\u0131l\u0131 a\u00e7\u0131klama ile de\u011ferlendirdi.<\/p>\n
Benli, sigorta \u015firketlerinin zam yapmad\u0131\u011f\u0131n\u0131, y\u00fckselen ara\u00e7 bedellerinin, ikame ara\u00e7 ve \u00e7ekici maliyetlerinin primlere yans\u0131d\u0131\u011f\u0131n\u0131 savundu.<\/p>\n
Benli, \u201cEnflasyonist etkiler, ara\u00e7 fiyatlar\u0131n\u0131, dolay\u0131s\u0131yla kasko primlerini yukar\u0131lara ta\u015f\u0131d\u0131. Yani kamuoyunun yanl\u0131\u015f y\u00f6nlendirmesi s\u00f6z konusu. Sigorta \u015firketlerinin fiyat \u00e7arpanlar\u0131na bak\u0131ld\u0131\u011f\u0131nda zam de\u011fil, d\u00fc\u015f\u00fc\u015f s\u00f6z konusu\u201d dedi.<\/p>\n
\u2018S\u0130GORTA F\u0130YATLARINDA D\u00dc\u015e\u00dc\u015e VAR\u2019<\/b><\/p>\n
\u201cKasko sigortas\u0131nda iddia edildi\u011finin aksine bir durum ya\u015fan\u0131yor\u201d diyen Benli, \u201cSigorta fiyatlar\u0131nda d\u00fc\u015f\u00fc\u015f var. 2019’un ilk \u00e7eyre\u011finde 106 bin lira d\u00fczeyindeki \u00f6zel kullan\u0131m tarz\u0131 ara\u00e7lar\u0131n ortalama bedeli, 2022 y\u0131l\u0131n\u0131n 3. \u00e7eyre\u011finde ortalama 490 bin liraya kadar y\u00fckseldi. Buna kar\u015f\u0131l\u0131k sigorta \u015firketlerinin kasko i\u00e7in tahsil etti\u011fi ortalama prim bin 500 lira seviyelerinden 6 bin lira seviyelerine \u00e7\u0131kt\u0131\u201d dedi.<\/p>\n
\u201cBu da s\u00f6z konusu d\u00f6nemde sigorta fiyat\u0131nda d\u00fc\u015f\u00fc\u015f oldu\u011fu anlam\u0131na geliyor\u201d diyen Benli, \u015f\u00f6yle devam etti:<\/p>\n
\u201cKaskoda ortalama fiyatlar\u0131n genel seviyesine bak\u0131ld\u0131\u011f\u0131nda da benzer bir tablo ortaya \u00e7\u0131k\u0131yor. Ortalama kasko fiyat\u0131 2019 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde binde 14’lerde iken, fiyatlar\u0131n en \u00e7ok artt\u0131\u011f\u0131 2022 y\u0131l\u0131n\u0131n 3’\u00fcnc\u00fc \u00e7eyre\u011finde binde 12’ler civar\u0131nda ger\u00e7ekle\u015fti.<\/p>\n
Ayr\u0131ca poli\u00e7elerimizde T\u00fcrk liras\u0131 baz\u0131nda y\u0131ll\u0131k fiyat ve prim garantisi sunuyoruz. G\u00fcn\u00fcm\u00fcz ekonomik ko\u015fullar\u0131nda bir y\u0131ll\u0131k fiyat s\u00f6z\u00fc verebilen, maliyet art\u0131\u015flar\u0131n\u0131 m\u00fc\u015fterilerine yans\u0131tmaks\u0131z\u0131n k\u0131ymetin de\u011ferinin korunmas\u0131n\u0131 temin edebilen ba\u015fka bir sekt\u00f6r yok.\u201d<\/p>\n
ARA\u00c7 F\u0130YATLARINDAK\u0130 ARTI\u015eA D\u0130KKAT \u00c7EKT\u0130<\/b><\/p>\n \u201cAra\u00e7 fiyatlar\u0131nda, son bir y\u0131lda y\u00fczde 120; son iki y\u0131l i\u00e7indeyse y\u00fczde 360 oranlar\u0131nda art\u0131\u015f oldu\u201d diyen Benli, \u015f\u00f6yle dedi:<\/p>\n \u201cAra\u00e7 rayi\u00e7 de\u011ferindeki bu y\u00fckseli\u015f sigortalanan k\u0131ymetin de\u011ferinde art\u0131\u015f anlam\u0131na geliyor. Ara\u00e7 fiyatlar\u0131na ba\u011fl\u0131 olarak kasko primleri de y\u00fckseldi.<\/p>\n Hasar meydana geldi\u011finde, sigorta \u015firketi taraf\u0131ndan \u00f6denecek tutar, arac\u0131n poli\u00e7enin d\u00fczenlendi\u011fi tarihteki de\u011feri \u00fczerinden de\u011fil, hasar tarihindeki rayi\u00e7 de\u011feri \u00fczerinden de\u011ferlendiriliyor. Sigorta fiyat\u0131; sigorta \u015firketlerinin tarifelerine g\u00f6re almas\u0131 gereken risk priminin \u00fczerine ilave edilen genel gider, arac\u0131 komisyonu ve di\u011fer masraflardan olu\u015fan \u00e7arpan\u0131 ifade ediyor.\u201d<\/p>\n HASAR PR\u0130M DENGES\u0130NE G\u00d6RE F\u0130YATLAR BEL\u0130RLEN\u0130YOR<\/b><\/p>\n \u015eirketlerin hasar tutar\u0131na g\u00f6re kasko modellemelerini yapt\u0131\u011f\u0131n\u0131 ve fiyat belirlediklerini kaydeden Benli, \u201cB\u00f6ylece serbest tarife ko\u015fullar\u0131 i\u00e7inde, hasar prim dengesine g\u00f6re bu bran\u015ftaki fiyatlar\u0131n\u0131 t\u00fcketicilere sunuyorlar\u201d dedi.<\/p>\n Benli, \u201cBurada prim tutar\u0131ndaki art\u0131\u015f\u0131n kayna\u011f\u0131 \u015firketlerin kasko prim tutar\u0131 i\u00e7erisinde yer alan risk primlerindeki art\u0131\u015ftan ziyade, ara\u00e7lar\u0131n rayi\u00e7 bedeline g\u00f6re belirlenen prim tutarlar\u0131n\u0131n oldu\u011funu g\u00f6r\u00fcyoruz. Yani kamuoyunun yanl\u0131\u015f y\u00f6nlendirmesi s\u00f6z konusu\u201d diye konu\u015ftu.<\/p>\n \u201cRisklere kar\u015f\u0131 sigortalanma en b\u00fcy\u00fck g\u00fcvencemiz\u201d diyen Benli, \u015f\u00f6yle devam etti:<\/p>\n \u201cUnutmamal\u0131y\u0131z ki bin bir g\u00fc\u00e7l\u00fckle sahip oldu\u011fumuz varl\u0131klar\u0131m\u0131z\u0131 sigorta g\u00fcvencesi alt\u0131na alabilir, olas\u0131 kay\u0131p durumunda sigorta sayesinde tekrar yerine koyarak hayat\u0131m\u0131za kald\u0131\u011f\u0131m\u0131z yerden devam edebiliriz. Sigorta \u00f6nemli bir geli\u015fmi\u015flik g\u00f6stergesi ve \u00fclke ekonomimizin g\u00fc\u00e7lenmesinde kritik \u00f6nem ta\u015f\u0131yor.\u201d (ANKA)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":" T\u00fcrkiye Sigorta Birli\u011fi (TBS) Ba\u015fkan\u0131 Atilla Benli, “Kasko sigortas\u0131nda iddia edildi\u011finin aksine bir durum ya\u015fan\u0131yor. Sigorta fiyatlar\u0131nda d\u00fc\u015f\u00fc\u015f var” dedi.<\/p>\n","protected":false},"author":1,"featured_media":67669,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[364,75,10468,3417,783],"class_list":["post-67668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-arac","tag-fiyat","tag-kasko","tag-prim","tag-sigorta"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/67668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67668"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/67668\/revisions"}],"predecessor-version":[{"id":67670,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/67668\/revisions\/67670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/67669"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}