{"id":76625,"date":"2023-03-07T08:21:05","date_gmt":"2023-03-07T08:21:05","guid":{"rendered":"https:\/\/haberulus.net\/?p=76625"},"modified":"2023-03-07T08:21:05","modified_gmt":"2023-03-07T08:21:05","slug":"hayata-donus-kredisinin-detaylari-belli-oldu","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=76625","title":{"rendered":"\u2018Hayata d\u00f6n\u00fc\u015f kredisi\u2019nin detaylar\u0131 belli oldu"},"content":{"rendered":"
\n

Cumhurba\u015fkan\u0131 Recep Tayyip Erdo\u011fan taraf\u0131ndan duyurulan ve \u201cHayata D\u00f6n\u00fc\u015f Kredisi\u201d ad\u0131 verilen esnaf ve sanatkara y\u00f6nelik deste\u011fin detaylar\u0131 \u015fekillendi.<\/p>\n

Hazine ve Maliye Bakanl\u0131\u011f\u0131ndan edinilen bilgilere g\u00f6re, s\u00f6z konusu destekten, depremde a\u011f\u0131r hasara u\u011frayan Ad\u0131yaman, Hatay, Kahramanmara\u015f, Malatya, Osmaniye illeri ve t\u00fcm il\u00e7eleri ile Gaziantep\u2019in \u0130slahiye ve Nurda\u011f\u0131 il\u00e7elerinde faaliyet g\u00f6steren esnaf ve sanatkarlar yararlanacak.<\/p>\n

Destek paketi, depremden etkilenen il ve il\u00e7elerde faaliyet g\u00f6steren esnafa i\u015fletme sermayesi ihtiya\u00e7lar\u0131na y\u00f6nelik finansman deste\u011fi sa\u011flamak amac\u0131yla olu\u015fturuldu.<\/p>\n

Buna g\u00f6re, esnaf ve sanatkarlara azami 250 bin liraya kadar 12 ay \u00f6demesiz, 60 ay vadeli i\u015fletme kredisi verilecek.\u00a0Kredi faiz oran\u0131 y\u00fczde 7,5 olarak belirlenirken, kredinin yar\u0131s\u0131 Hazine ve Maliye Bakanl\u0131\u011f\u0131 destekli olacak.<\/p>\n

\u00d6deme s\u0131kl\u0131\u011f\u0131,12 ay \u00f6demesiz d\u00f6nemi takiben 1, 3, 6 ay taksitli olacak. Mevcut kooperatif ortaklar\u0131 i\u00e7in Esnaf ve Sanatkarlar Kredi Kefalet Kooperatifleri (ESKK) kefaleti, do\u011frudan kulland\u0131r\u0131mlar i\u00e7in banka lehine teminat al\u0131nacak.<\/p>\n

YIL SONUNA KADAR KULLANILAB\u0130LECEK<\/b><\/p>\n

Kredi ile ilgili di\u011fer \u015fartlar \u015f\u00f6yle:<\/p>\n

* Kredi paketinin kulland\u0131rma ko\u015fullar\u0131 da tespit edildi. Buna g\u00f6re, depremde a\u011f\u0131r hasara u\u011frayan ve 6 \u015eubat\u2019tan \u00f6nce vergi kayd\u0131 bulunan esnaf ve sanatkarlara kulland\u0131r\u0131lacak.<\/p>\n

* \u00d6demesiz d\u00f6nemde m\u00fc\u015fteri i\u00e7in tahakkuk edecek faiz, \u00f6deme tablosu do\u011frultusunda sonraki y\u0131l taksitlerine b\u00f6l\u00fcnerek vade boyunca tahsil edilecek.<\/p>\n

* Kredi limiti mevcut i\u015fletme kredisi \u015fah\u0131s \u00fcst limitine dahil olmayacak, ilave olarak tan\u0131mlanacak. Ayn\u0131 zamanda Deprem \u0130\u015fyeri Al\u0131m veya Destek Kredisi kullanm\u0131\u015f olan esnaf bu krediden faydalanamayacak.<\/p>\n

* Esnafl\u0131k faaliyeti \u015fart\u0131 sadece kaydi olarak kontrol edilecek ve deprem nedeniyle ge\u00e7ici olarak faaliyetine ara verenler de krediden faydalanabilecek..<\/p>\n

* Esnaf ve sanatkarlar odas\u0131 ve siciline kay\u0131tl\u0131 \u015fah\u0131s firmalar\u0131na kulland\u0131r\u0131m yap\u0131lacak.<\/p>\n

* Kredi paketi 31 Aral\u0131k 2023\u2019te sona erecek. (AA)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Depremden etkilenen esnaf ve sanatkarlara 250 bin liraya kadar 12 ay \u00f6demesiz, 60 ay vadeli, yar\u0131s\u0131n\u0131 da Hazinenin \u00f6deyece\u011fi y\u00fczde 7,5 faizli kredi sa\u011flanacak.<\/p>\n","protected":false},"author":1,"featured_media":76626,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[1958,10923,972,1726],"class_list":["post-76625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-deprem","tag-esnaf-ve-sanatkarlar","tag-kredi","tag-odeme"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/76625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=76625"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/76625\/revisions"}],"predecessor-version":[{"id":76627,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/76625\/revisions\/76627"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/76626"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=76625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=76625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=76625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}