First Republic Bank\u2019\u0131n bilan\u00e7olar\u0131n\u0131n ard\u0131ndan ABD\u2019de bankac\u0131l\u0131k krizinin fiyatlamalar\u0131 etkileyebilece\u011fi korkusu yeniden g\u00fcndemdeki yerini ald\u0131. Bankac\u0131l\u0131k krizi seslerinin yeniden duyuldu\u011fu piyasada para politikas\u0131na ili\u015fkin belirsizliklerin artmas\u0131 da risk alg\u0131s\u0131n\u0131 y\u00fckseltti.<\/p>\n
Wall Street’teki en b\u00fcy\u00fck bankalar\u0131n ge\u00e7en ay sa\u011flad\u0131\u011f\u0131 toplam 30 milyar dolarl\u0131k mevduat deste\u011fine ra\u011fmen First Republic’in mevduatlar\u0131 ilk \u00e7eyrekte sert d\u00fc\u015ft\u00fc. Bankan\u0131n mevduatlar\u0131 mart sonu itibar\u0131yla y\u0131ll\u0131k bazda y\u00fczde 35,5 azal\u0131\u015fla 104,5 milyar dolara indi.<\/p>\n
First Republic\u2019in mevduatlar\u0131, ge\u00e7en y\u0131l sonuna g\u00f6re ise y\u00fczde 40,8 azal\u0131\u015f g\u00f6sterdi. Bankan\u0131n mevduatlar\u0131 31 Mart 2022 itibar\u0131yla 162,1 milyar dolar, 31 Aral\u0131k 2022 itibar\u0131yla 176,4 milyar dolar olarak kaydedilmi\u015fti.<\/p>\n
Banka, i\u015fg\u00fcc\u00fcn\u00fcn d\u00f6rtte birini azaltaca\u011f\u0131n\u0131, \u00f6denmemi\u015f kredi bakiyelerini d\u00fc\u015f\u00fcrece\u011fini ve gerekli olmayan di\u011fer faaliyetleri durduraca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka ayr\u0131ca daha \u00f6nce yapt\u0131\u011f\u0131 gelece\u011fe y\u00f6nelik tahminlerin tamam\u0131n\u0131 geri \u00e7ekti.<\/p>\n
H\u0130SSELER \u00c7AKILDI<\/b><\/p>\n
Pazartesi g\u00fcn\u00fc piyasalar kapand\u0131ktan sonra bilan\u00e7osunu yay\u0131mlayan bankan\u0131n\u00a0 hisseleri y\u00fczde 50\u2019ye yak\u0131n de\u011fer kaybederken, New York borsas\u0131, a\u015f\u0131r\u0131 oynakl\u0131k nedeniyle bir s\u00fcreli\u011fine bankan\u0131n hisselerinin i\u015flemlerini durdurdu.<\/p>\n
ABD Borsalar\u0131 da a\u00e7\u0131klanan bilan\u00e7onun bankac\u0131l\u0131k krizi endi\u015felerini yeniden t\u0131rmand\u0131rmas\u0131yla d\u00fcn g\u00fcn\u00fc kay\u0131pla tamamlad\u0131. S&P 500 endeksi d\u00fcn y\u00fczde 1,6, Nasdaq endeksi de yakla\u015f\u0131k y\u00fczde 2 d\u00fc\u015ft\u00fc. Piyasa, ABD Merkez Bankas\u0131\u2019n\u0131n (Fed) y\u0131l\u0131n ilerleyen zamanlar\u0131nda faiz indirimine gitme olas\u0131l\u0131\u011f\u0131n\u0131 daha y\u00fcksek fiyatlad\u0131.<\/p>\n
VARLIK SATI\u015eI G\u00dcNDEMDE<\/b><\/p>\n
ABD\u2019li First Republic Bank, ge\u00e7en ay bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki kriz nedeniyle mevduat \u00e7\u0131k\u0131\u015f\u0131 g\u00f6r\u00fclmesinin ard\u0131ndan yeniden k\u00e2ra ge\u00e7ebilmek i\u00e7in sorunlu varl\u0131klar\u0131 nakledece\u011fi bir banka olu\u015fturma ya da varl\u0131k sat\u0131\u015f\u0131 gibi zorlu se\u00e7eneklerle kar\u015f\u0131 kar\u015f\u0131ya kald\u0131.<\/p>\n
Konuyla ilgili bilgi sahibi bir kaynak bankan\u0131n de\u011ferlendirdi\u011fi se\u00e7enekler aras\u0131nda 100 milyara dolara kadar varl\u0131k sat\u0131\u015f\u0131 oldu\u011funu belirtirken, ikinci bir kaynak da First Republic\u2019in dan\u0131\u015fmanlar\u0131n\u0131n varl\u0131k sat\u0131n almalar\u0131 kar\u015f\u0131l\u0131\u011f\u0131nda kendilerine imtiyazl\u0131 hisse verilmesi konusunda olas\u0131 al\u0131c\u0131lar ile ileti\u015fime ge\u00e7ti\u011fini s\u00f6yledi.<\/p>\n
\u2018BENZER\u0130 G\u00d6R\u00dcLMEM\u0130\u015e MEVDUAT \u00c7IKI\u015eLARI\u2019<\/b><\/p>\n
Signature Bank Mali \u0130\u015flerden Sorumlu \u00dcst Y\u00f6neticisi (CFO) Neal Holland da mart ay\u0131nda banka iflaslar\u0131 sonras\u0131 \u201cbenzeri g\u00f6r\u00fclmemi\u015f\u201d mevduat \u00e7\u0131k\u0131\u015flar\u0131 ya\u015fad\u0131klar\u0131n\u0131 belirtti.<\/p>\n
Holland, \u201cH\u0131zla hareket ettik ve ek likidite sa\u011flamak i\u00e7in y\u00fcksek kaliteli kredi ve menkul k\u0131ymet portf\u00f6ylerimizden yararland\u0131k. Bilan\u00e7omuzu yeniden yap\u0131land\u0131rmak, giderlerimizi ve k\u0131sa vadeli bor\u00e7lanmalar\u0131m\u0131z\u0131 azaltmak i\u00e7in \u00e7al\u0131\u015f\u0131yoruz.\u201d ifadelerini kulland\u0131.<\/p>\n
NE OLMU\u015eTU?<\/b><\/p>\n
Ge\u00e7en ay ABD\u2019de Silikon Vadisi Bankas\u0131 (SVB) ve Signature Bank\u2019\u0131n iflas\u0131 sonras\u0131 First Republic Bank da finansal zorluklar ya\u015fam\u0131\u015ft\u0131.<\/p>\n
Mart ortas\u0131nda Bank of America, Citigroup, JPMorgan Chase ve Wells Fargo\u2019nun aralar\u0131nda bulundu\u011fu 11 b\u00fcy\u00fck banka, finansal zorluklar ya\u015fayan First Republic Bank\u2019a destek olmak \u00fczere toplam 30 milyar dolar mevduat aktaraca\u011f\u0131n\u0131 duyurmu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
ABD’li First Republic Bank’\u0131n hisseleri, bankan\u0131n mevduatlar\u0131nda 72 milyar dolarl\u0131k d\u00fc\u015f\u00fc\u015f a\u00e7\u0131klamas\u0131n\u0131n ard\u0131ndan tarihi dip seviyelerden sat\u0131ld\u0131. Bilan\u00e7olar\u0131n\u0131n ard\u0131ndan bankac\u0131l\u0131k krizi endi\u015feleri tekrar tetiklendi.<\/p>\n","protected":false},"author":1,"featured_media":81032,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[11,2491,936,11248,4821],"class_list":["post-81031","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-abd","tag-bank","tag-banka","tag-first-republic","tag-mevduat"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/81031","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=81031"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/81031\/revisions"}],"predecessor-version":[{"id":81033,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/81031\/revisions\/81033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/81032"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=81031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=81031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=81031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}