\u00c7in\u2019in 20\u2019den fazla kentinde ev sat\u0131n alan ki\u015filerin ipotekli konut kredilerini \u00f6demeyi reddetmesi \u00fclkenin bankalar\u0131 \u00fcst\u00fcndeki bask\u0131y\u0131 art\u0131rabilir ve emlak krizinin tehlikeli bir noktaya evrilmesine yol a\u00e7abilir. <\/b><\/p>\n
Emlak krizinin pen\u00e7esinden kurtulmaya \u00e7al\u0131\u015fan \u00c7in \u00e7ok daha tehlikeli bir noktaya do\u011fru ad\u0131m ad\u0131m ilerliyor.<\/p>\n
ABD merkezli banka Citigroup’un bildirdi\u011fine g\u00f6re \u00c7in’in 22 farkl\u0131 \u015fehrinde ev sat\u0131n alan ki\u015filer, in\u015faat\u0131 tamamlanmam\u0131\u015f daireler i\u00e7in ipotekli konut kredilerini \u00f6demeyi reddediyor.<\/p>\n
Reuters’\u0131n haberine g\u00f6re emlak m\u00fc\u015fterilerinin protestosu, elinde 6 trilyon dolarl\u0131k ipotekli konut kredisi bulunduran bankalar\u0131n deniza\u015f\u0131r\u0131 emlak tahvillerinde temerr\u00fcde d\u00fc\u015fme riskini art\u0131r\u0131yor.<\/p>\n
\u00c7in’de emlak firmalar\u0131n\u0131n evleri tamamlamadan satmas\u0131na izin veriliyor ve m\u00fc\u015fterilerin yeni m\u00fclklerine sahip olmadan \u00f6nce ipotekli konut kredilerini \u00f6demesi gerekiyor. Bu \u00f6demeler, emlak geli\u015ftiricileri taraf\u0131ndan in\u015faatlar\u0131 finanse etmek amac\u0131yla kullan\u0131l\u0131yor.<\/p>\n
\u00d6DEME GREV\u0130 TEMERR\u00dcTLER\u0130 ARTIRAB\u0130L\u0130R<\/b><\/p>\n
\u00d6deme boykotu, dev gayrimenkul geli\u015ftiricisi Evergrande’nin ge\u00e7en y\u0131l borcunu temerr\u00fcde d\u00fc\u015f\u00fcrmesi ve di\u011fer bir\u00e7ok \u015firketin alacakl\u0131lardan koruma talep etmesiyle sonu\u00e7lanan nakit s\u0131k\u0131\u015f\u0131kl\u0131\u011f\u0131 y\u00fcz\u00fcnden artan say\u0131da projenin ertelenmesi veya durdurulmas\u0131 nedeniyle geldi.<\/p>\n
CNN International’\u0131n haberine g\u00f6re ev fiyatlar\u0131n\u0131n d\u00fc\u015fme e\u011filiminde olmas\u0131 da al\u0131c\u0131lar\u0131n, \u00f6demeyi taahh\u00fct ettiklerinden daha az de\u011ferli m\u00fclklere sahip olaca\u011f\u0131 anlam\u0131na geliyor.<\/p>\n
Uzmanlar ev sat\u0131n alanlar\u0131n \u00f6deme grevine gitmesinin daha fazla gayrimenkul geli\u015ftiricisinin temerr\u00fcde d\u00fc\u015fmesine yol a\u00e7abilece\u011finden endi\u015fe ediyor.<\/p>\n
D\u00fcnyan\u0131n en b\u00fcy\u00fck ikinci ekonomisi olan \u00c7in, Covid-19 pandemisinden kaynaklanan keskin yava\u015flamadan kurtulmaya \u00e7abalarken konut krizi \u00fclkedeki bankalar\u0131n omzuna ek bir y\u00fck bindiriyor.<\/p>\n
NOMURA: \u00c7\u0130N’DE R\u0130SK Y\u00dcKSEK<\/b><\/p>\n
Japonya merkezli finans \u015firketi Nomura’n\u0131n analistlerinin per\u015fembe yay\u0131mlad\u0131\u011f\u0131 ara\u015ft\u0131rma raporunda, \u201c\u00d6n sat\u0131\u015flar \u00c7in’de ev satman\u0131n en yayg\u0131n yolu, bu nedenle oradaki riskler y\u00fcksek\u201d ifadeleri yer ald\u0131.<\/p>\n
Nomura analistleri emlak geli\u015ftiricilerin 2013 ve 2020 aras\u0131nda \u00f6nceden satt\u0131klar\u0131 evlerin yaln\u0131zca yakla\u015f\u0131k y\u00fczde 60’\u0131n\u0131 teslim etti\u011fini ve ayn\u0131 d\u00f6nemde \u00c7in’in \u00f6denmemi\u015f ipotekli konut kredilerinin 26,3 trilyon yuan (3,9 trilyon dolar) artt\u0131\u011f\u0131n\u0131 tahmin ediyor.<\/p>\n
\u00c7\u0130N’\u0130N B\u00dcY\u00dcK BANKALARI: YAKINDAN TAK\u0130P ED\u0130YORUZ<\/b><\/p>\n
\u00c7in End\u00fcstri ve Ticaret Bankas\u0131 (IDCBF), \u00c7in \u0130n\u015faat Bankas\u0131 (CICHF) ve \u00c7in Ziraat Bankas\u0131 (ACGBF) dahil b\u00fcy\u00fck yat\u0131r\u0131mc\u0131lar per\u015fembe yapt\u0131klar\u0131 a\u00e7\u0131klamada risklerin y\u00f6netilebilir oldu\u011funa inand\u0131klar\u0131n\u0131 ve durumu yak\u0131ndan izlediklerini s\u00f6yledi.<\/p>\n
Bloomberg ise \u00c7inli yetkililerin bankalarla acil durum g\u00f6r\u00fc\u015fmeleri yapt\u0131\u011f\u0131n\u0131 bildirdi.<\/p>\n
\u00c7in’in devlet medyalar\u0131nda yay\u0131mlanan \u00e7ok say\u0131da habere ve \u015eangay merkezli ara\u015ft\u0131rma \u015firketi \u00c7in Emlak Bilgisi \u015eirketi’nin (CRIC) derledi\u011fi verilere g\u00f6reyse 18 b\u00f6lge ve 47 \u015fehirdeki al\u0131c\u0131lar haziran sonundan bu yana \u00f6deme yapmay\u0131 b\u0131rakt\u0131.<\/p>\n
CRIC ayr\u0131ca 2021\u2019de 24 b\u00fcy\u00fck \u015fehirde sat\u0131lan evlerin yakla\u015f\u0131k y\u00fczde 10\u2019unun in\u015faat\u0131n\u0131n durdu\u011funu bildiriyor.<\/p>\n
\u2018SOSYAL HUZURSUZLUK DO\u011eAB\u0130L\u0130R’<\/b><\/p>\n
Uzmanlar, konut piyasas\u0131ndaki problemlerin finansal ve sosyal huzursuzlu\u011fa yol a\u00e7abilece\u011fini s\u00f6yl\u00fcyor.<\/p>\n
Citi analistleri, boykotun \u00c7in bankalar\u0131ndaki sorunlu kredileri 83 milyar dolar art\u0131rabilece\u011fini ve \u00fclkenin, k\u00fc\u00e7\u00fck bankalar\u0131n k\u00f6t\u00fcle\u015fen durumu nedeniyle artan protestolarla bo\u011fu\u015ftu\u011fu bir zamanda sosyal istikrars\u0131zl\u0131\u011fa neden olabilece\u011fini belirtti.<\/p>\n
Avustralya merkezli banka ANZ\u2019nin k\u0131demli \u00c7in ekonomisti Betty Wang ise sorunun \u00f6l\u00e7e\u011finin \u00e7ok daha b\u00fcy\u00fck oldu\u011funa inand\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n
EV F\u0130YATLARI AYLARDIR D\u00dc\u015e\u00dc\u015e E\u011e\u0130L\u0130M\u0130NDE<\/b><\/p>\n
\u00c7in Ulusal \u0130statistik B\u00fcrosu’nun son verilerine g\u00f6re, 70 \u015fehirde yeni ev fiyatlar\u0131 may\u0131sta dokuzuncu ay\u0131nda da d\u00fc\u015fmeye devam etti. Al\u0131c\u0131lar i\u015fleri ve gelirlerine y\u00f6nelik artan belirsizlikle piyasadan uzakla\u015ft\u0131k\u00e7a emlak sat\u0131\u015flar\u0131 da d\u00fc\u015f\u00fcyor.<\/p>\n
\u00c7in\u2019in emlak sekt\u00f6r\u00fcndeki s\u0131k\u0131nt\u0131, 2020\u2019de Pekin\u2019in emlak firmalar\u0131 i\u00e7in kolay kredilere y\u00f6nelik s\u0131k\u0131 \u00f6nlemler almaya ba\u015flamas\u0131yla tetiklendi ve bu da bir\u00e7ok b\u00fcy\u00fck geli\u015ftirici i\u00e7in nakit s\u0131k\u0131nt\u0131s\u0131na neden oldu.<\/p>\n
Pekin durumun t\u0131rmanmas\u0131n\u0131 \u00f6nlemek i\u00e7in ya ev sat\u0131n alanlar\u0131n ipotekli konut kredisi \u00f6demelerini ertelemesine izin verebilir ya da yerel y\u00f6netimlerin projeleri sat\u0131n almas\u0131na olanak sa\u011flayabilir.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00c7in\u2019in 20\u2019den fazla kentinde ev sat\u0131n alan ki\u015filerin ipotekli konut kredilerini \u00f6demeyi reddetmesi \u00fclkenin bankalar\u0131 \u00fcst\u00fcndeki bask\u0131y\u0131 …<\/p>\n","protected":false},"author":1,"featured_media":8156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[936,2543,793,2542,1726],"class_list":["post-8155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-bankalari","tag-cin","tag-emlak","tag-odeme"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/8155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8155"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/8155\/revisions"}],"predecessor-version":[{"id":8157,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/8155\/revisions\/8157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/8156"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}