{"id":82940,"date":"2023-04-29T02:51:04","date_gmt":"2023-04-29T02:51:04","guid":{"rendered":"https:\/\/haberulus.net\/?p=82940"},"modified":"2023-04-29T02:51:04","modified_gmt":"2023-04-29T02:51:04","slug":"kur-korumanin-faturasi-agirlasiyor","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=82940","title":{"rendered":"Kur koruman\u0131n faturas\u0131 a\u011f\u0131rla\u015f\u0131yor"},"content":{"rendered":"<p><strong>Bankalar\u0131n<\/strong> kur al\u0131\u015f-sat\u0131\u015f kotasyonlar\u0131 aras\u0131ndaki makas\u0131n Merkez Bankas\u0131 (TCMB) telkiniyle y\u00fczde 5&#8217;e ula\u015fmas\u0131 TL&#8217;den ka\u00e7mak isteyen tasarruf sahiplerinin Kur Korumal\u0131 Mevduat&#8217;a olan (KKM) talebini tetikliyor.<\/p>\n<p>Ocakta TCMB destekli, martta da Hazine destekli KKM&#8217;ye verilen faiz \u00fcst limitinin kald\u0131r\u0131lmas\u0131 da kur korumay\u0131 cazip hale getirdi. Y\u0131lba\u015f\u0131ndan itibaren 565 milyar artan KKM mevduat b\u00fcy\u00fckl\u00fc\u011f\u00fc 21 Nisan haftas\u0131nda 2 trilyon liraya (102.3 milyar dolar) yakla\u015ft\u0131. Ancak ekonomsitler bankalar\u0131n KKM&#8217;ye verdikleri faizin artmas\u0131n\u0131n; TCMB ve Hazine \u00fcst\u00fcndeki devasa y\u00fcke olumlu etkisinin s\u0131n\u0131rl\u0131 olaca\u011f\u0131n\u0131 belirtiyorlar.<\/p>\n<p><strong>HESAPLAR ZORLA\u015eACAK<\/strong><\/p>\n<p>Aksine KKM&#8217;de art\u0131k \u00e7ok daha s\u0131k vade sonu geldi\u011finden hesaplar biraz zorla\u015facak. Bankac\u0131lar \u00f6n\u00fcm\u00fczdeki d\u00f6nemde her hafta belirgin KKM itfas\u0131 ger\u00e7ekle\u015fece\u011fini tahmin ediyorlar. Reuters&#8217;a konu\u015fan \u00f6zel sekt\u00f6rden \u00fcst d\u00fczey bir bankac\u0131n\u0131n verdi\u011fi bilgiye g\u00f6re ilk etapta her hafta yenilenmesi gereken KKM itfas\u0131 10 milyar dolara ula\u015facak. Reuters&#8217;\u0131n hesaplamalar\u0131na ba\u015fvurdu\u011fu d\u00f6rt bankac\u0131 bu hafta 8 milyar dolar, ertesi hafta 6 milyar dolar, se\u00e7im sonras\u0131 hafta 11-12 milyar dolar KKM itfas\u0131 ger\u00e7ekle\u015fece\u011fini tahmin ediyorlar.<\/p>\n<p><strong>YIKICI ETK\u0130 YARATIR <\/strong><\/p>\n<p>Nisan itibar\u0131yla toplam mevduat\u0131n be\u015fte birinin KKM&#8217;den olu\u015ftu\u011funu, faiz limitinin<br \/>kald\u0131r\u0131lmas\u0131n\u0131n TCMB ve Hazine \u00fczerindeki y\u00fcke olumlu bir etki yaratmayaca\u011f\u0131n\u0131 s\u00f6yleyen Prof. Dr. Binhan Elif Y\u0131lmaz, \u201cTCMB kuru ile serbest piyasa kuru aras\u0131ndaki fark ve dolay\u0131s\u0131yla d\u00f6vize talep y\u00fcksek ve bu durum KKM&#8217;nin b\u00fct\u00e7eye y\u00fck\u00fcn\u00fc art\u0131r\u0131yor. KKM hacmindeki art\u0131\u015fa e\u015flik eden kur art\u0131\u015f\u0131 TCMB ve Hazine \u00fczerinde y\u00fck yaratacak\u201d dedi.<\/p>\n<p>Ekonomist Murat Kubilay ise 102 milyar dolarl\u0131k KKM hacmi ile 1 TL kur art\u0131\u015f\u0131nda 2-4 milyar dolar zarar olu\u015faca\u011f\u0131na dikkat \u00e7ekerek, herhangi bir nedenle d\u00f6viz kuru s\u0131\u00e7rarsa b\u00fct\u00e7e \u00fcst\u00fcndeki etkisinin y\u0131k\u0131c\u0131 olaca\u011f\u0131n\u0131 ifade etti.<\/p>\n<p><b>D\u00f6vizli varl\u0131klar 330 milyar dolara ula\u015ft\u0131<\/b><\/p>\n<p>Merkez Bankas\u0131 (TCMB) eski Ba\u015f Ekonomisti Prof. Dr. Hakan Kara, dolarizasyonun sadece d\u00f6viz mevduat\u0131ndan ibaret olmad\u0131\u011f\u0131na i\u015faret ederek, yurt i\u00e7i yerle\u015fiklerin t\u00fcm d\u00f6viz ve d\u00f6vize endeksli varl\u0131klar\u0131n\u0131 esas al\u0131nca ger\u00e7ek tablonun b\u00fcy\u00fckl\u00fc\u011f\u00fcne dikkat \u00e7ekti. Kara, sosyal medya payla\u015f\u0131m\u0131nda, KKM ba\u015flad\u0131\u011f\u0131nda 254 milyar dolar olan d\u00f6vizli varl\u0131klar\u0131n ge\u00e7en hafta 330 milyar dolara ula\u015ft\u0131\u011f\u0131n\u0131 aktard\u0131. \u201cLirala\u015fma bunun neresinde?\u201d ifadelerini kullanan Kara, \u201cVerisi olmad\u0131\u011f\u0131 i\u00e7in bu hesaba yast\u0131k alt\u0131na giden d\u00f6viz ve alt\u0131n\u0131 dahil edemedik. Muhtemelen son d\u00f6nemde bunlar da artm\u0131\u015ft\u0131r\u201d dedi.<\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kur Korumal\u0131 Mevduatlarda art\u0131\u015fa e\u015flik eden kurdaki y\u00fckseli\u015f TCMB ve Hazine\u2019nin \u00fczerindeki y\u00fck\u00fc art\u0131r\u0131yor. Bankac\u0131lar haftal\u0131k 6 ile 12 milyar dolar aras\u0131nda Kur Koruma itfas\u0131 ya\u015fanaca\u011f\u0131n\u0131 belirtiyor.<\/p>\n","protected":false},"author":1,"featured_media":82941,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[975,2820,1329,840,1422],"class_list":["post-82940","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-doviz","tag-kkm","tag-kur","tag-milyar-dolar","tag-tcmb"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/82940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=82940"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/82940\/revisions"}],"predecessor-version":[{"id":82942,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/82940\/revisions\/82942"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/82941"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=82940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=82940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=82940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}