{"id":85642,"date":"2023-05-05T09:51:04","date_gmt":"2023-05-05T09:51:04","guid":{"rendered":"https:\/\/haberulus.net\/?p=85642"},"modified":"2023-05-05T09:51:04","modified_gmt":"2023-05-05T09:51:04","slug":"avrupa-ve-abd-bankalari-yuksek-faizle-karlarini-katladi","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=85642","title":{"rendered":"Avrupa ve ABD bankalar\u0131 y\u00fcksek faizle k\u00e2rlar\u0131n\u0131 katlad\u0131"},"content":{"rendered":"
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Merkez bankalar\u0131n\u0131n enflasyonu d\u00fc\u015f\u00fcrmek i\u00e7in h\u0131zla art\u0131rd\u0131\u011f\u0131 faiz oranlar\u0131n\u0131n baz\u0131 bankalar\u0131n elindeki tahvillerin de\u011ferini d\u00fc\u015f\u00fcrmesi ve bankalarda mevduat kay\u0131plar\u0131n\u0131n ya\u015fanmas\u0131 sonucu, son iki ayda ABD\u2019de \u00fc\u00e7 banka iflas etti.<\/div>\n<\/div>\n
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Martta Silicon Valley Bank ve Signature Bank\u2019\u0131n iflas\u0131 sonras\u0131 ge\u00e7en hafta First Republic Bank\u2019a da el konuldu ve bankan\u0131n JPMorgan Chase Bank taraf\u0131ndan sat\u0131n al\u0131nmas\u0131 sa\u011fland\u0131.<\/p>\n

Ayn\u0131 \u015fekilde martta \u0130svi\u00e7re merkezli Credit Suisse\u2019de ya\u015fanan geli\u015fmeler sonras\u0131 bankan\u0131n kurtar\u0131lmas\u0131 i\u00e7in h\u00fck\u00fcmet devreye girdi ve UBS bankay\u0131 250 milyar dolardan fazla kamu deste\u011fiyle sat\u0131n ald\u0131.<\/p>\n

Son bir y\u0131lda artan faiz oranlar\u0131 ve para politikas\u0131ndaki s\u0131k\u0131la\u015fma nedeniyle finansal sistemin bask\u0131 alt\u0131nda kalmas\u0131 ve buna uyum sa\u011flamakta zorlan\u0131lmas\u0131 bankalar\u0131n iflas\u0131n\u0131 tetikledi.<\/p>\n

ABD Merkez Bankas\u0131 (Fed), bu haftaki toplant\u0131s\u0131nda politika faizini beklentiler do\u011frultusunda 25 baz puan art\u0131rarak 16 y\u0131l\u0131n en y\u00fcksek seviyesi olan y\u00fczde 5-5,25 aral\u0131\u011f\u0131na y\u00fckseltti.<\/p>\n

Avrupa Merkez Bankas\u0131 (ECB) ise d\u00fcn \u00fc\u00e7 temel politika faizini de 25 baz puan art\u0131rarak refinansman faizini y\u00fczde 3,75\u2019e, mevduat faizini y\u00fczde 3,25\u2019e ve marjinal fonlama faizinin y\u00fczde 4’e \u00e7\u0131kard\u0131.<\/p>\n

\u0130ngiltere Merkez Bankas\u0131\u2019n\u0131n \u015fu an y\u00fczde 4,25 olan politika faizini 11 May\u0131s\u2019taki toplant\u0131s\u0131nda 25 baz puan art\u0131rarak 4,50\u2019ye y\u00fckseltmesi bekleniyor.<\/p>\n

B\u00fcy\u00fck \u00e7apl\u0131 bir\u00e7ok banka s\u00f6z konusu y\u00fcksek faiz oranlar\u0131 sayesinde, bu y\u0131l\u0131n ilk \u00e7eyre\u011finde kar\u0131n\u0131 b\u00fcy\u00fck \u00f6l\u00e7\u00fcde art\u0131rd\u0131 ve bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki f\u0131rt\u0131nay\u0131 kar art\u0131\u015f\u0131yla atlatt\u0131.<\/p>\n

HSBC VERG\u0130 \u00d6NCES\u0130 K\u00c2RINI 3\u2019E KATLADI<\/b><\/p>\n

Bankac\u0131l\u0131k devi HSBC\u2019nin bu y\u0131l\u0131n ilk \u00e7eyre\u011findeki vergi \u00f6ncesi kar\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 210 art\u0131\u015fla (yakla\u015f\u0131k 9 milyar dolar) 12,9 milyar dolara \u00e7\u0131kt\u0131. Bankan\u0131n bu d\u00f6nemdeki gelirleri ise y\u00fczde 64 art\u0131\u015fla 20,2 milyar dolara y\u00fckseldi.<\/p>\n

\u0130ngiliz bankas\u0131 Barclays\u2019in y\u0131l\u0131n ilk \u00e7eyre\u011findeki vergi \u00f6ncesi kar\u0131 beklentileri a\u015farak y\u00fczde 16 art\u0131\u015fla 3,2 milyar dolar (2,6 milyar sterlin), geliri y\u00fczde 11 b\u00fcy\u00fcyerek 9 milyar dolar (7,2 milyar sterlin) oldu.<\/p>\n

Gelirinin b\u00fcy\u00fck k\u0131sm\u0131n\u0131 Asya\u2019daki faaliyetleri olu\u015fturan \u0130ngiliz Standard Chartered\u2019\u0131n s\u00f6z konusu d\u00f6nemdeki vergi \u00f6ncesi kar\u0131 2022\u2019nin ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 21 y\u00fckselerek 1,81 milyar dolar oldu.<\/p>\n

JPMORGAN, CITI, WELLSFARGO<\/b><\/p>\n

Bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki sorunlar\u0131n artt\u0131\u011f\u0131 ABD\u2019de en b\u00fcy\u00fck bankalardan biri olan JPMorgan Chase\u2019in bu y\u0131l\u0131n ilk \u00e7eyre\u011findeki kar\u0131, y\u00fcksek faiz oranlar\u0131n\u0131n etkisiyle y\u00fczde 52 artarak 12,6 milyar dolara y\u00fckseldi. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde bankan\u0131n net kar\u0131 8,3 milyar dolar seviyesindeydi.<\/p>\n

Bankan\u0131n geliri 38,3 milyar dolarla rekor seviyeye ula\u015ft\u0131.<\/p>\n

Citigroup\u2019un ilk \u00e7eyrek net kar\u0131 ise y\u00fczde 7 art\u0131\u015fla 4,6 milyar dolara, geliri de y\u00fczde 12 art\u0131\u015fla 21,4 milyar dolara y\u00fckseldi.<\/p>\n

Wells Fargo\u2019nun ocak-mart d\u00f6nemindeki net kar\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine k\u0131yasla y\u00fczde 32 artarak 4,9 milyar dolara ula\u015ft\u0131. Banka, 2022\u2019nin ilk \u00e7eyre\u011finde 3,8 milyar dolar kar elde etmi\u015fti.<\/p>\n

FRANSIZ BANKADAN B\u00dcY\u00dcK K\u00c2R ARTI\u015eI<\/b><\/p>\n

Avro B\u00f6lgesi\u2019nin en b\u00fcy\u00fck bankas\u0131 Frans\u0131z BNP Paribas\u2019\u0131n net kar\u0131 bu y\u0131l\u0131n ilk \u00e7eyre\u011finde 2022\u2019nin ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 140 art\u0131\u015fla 4,9 milyar dolara (4,4 milyar avro) \u00e7\u0131kt\u0131.<\/p>\n

Bankan\u0131n gelirleri ise beklentileri a\u015farak 13,2 milyar dolar (12 milyar avro) oldu. BNP Paribas\u2019\u0131n gelir art\u0131\u015f\u0131na ABD merkezli Bank of the West\u2019in sat\u0131\u015f\u0131 da katk\u0131 sa\u011flad\u0131.<\/p>\n

Merkezi Frankfurt\u2019ta bulunan Almanya\u2019n\u0131n en b\u00fcy\u00fck bankalar\u0131ndan Deutsche Bank, y\u00fcksek faiz oranlar\u0131ndan elde edilen gelirin etkisiyle ilk \u00e7eyrekte vergi \u00f6ncesi kar\u0131n\u0131 y\u00fczde 12 art\u0131rarak 2 milyar dolara (1,9 milyar avro) y\u00fckseltti.<\/p>\n

Deutsche Bank\u2019\u0131n bu y\u0131l\u0131n ilk \u00e7eyre\u011findeki net geliri ise 2022’nin ayn\u0131 d\u00f6nemine k\u0131yasla y\u00fczde 5 artarak 7,7 milyar avro oldu. Banka kar\u0131n\u0131 art\u0131rmas\u0131na ra\u011fmen, gelecek y\u0131llarda maliyetleri daha da d\u00fc\u015f\u00fcrmek i\u00e7in m\u00fc\u015fteriyle temas\u0131 olmayan personeli azaltabilece\u011fini de bildirdi. (AA)<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

ABD ve Avrupa’da, y\u00fcksek ve yap\u0131\u015fkan enflasyona kar\u015f\u0131 bir y\u0131ld\u0131r keskin \u015fekilde art\u0131r\u0131lan faiz oranlar\u0131 nedeniyle b\u00f6lgesel bankalar iflasa varan sorunlar ya\u015farken, k\u00fcresel bankalar faiz oranlar\u0131 sayesinde ilk \u00e7eyrekte karlar\u0131n\u0131 art\u0131rd\u0131.<\/p>\n","protected":false},"author":1,"featured_media":85643,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[2491,936,1563,646,840],"class_list":["post-85642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bank","tag-banka","tag-kar","tag-merkez","tag-milyar-dolar"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/85642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=85642"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/85642\/revisions"}],"predecessor-version":[{"id":85644,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/85642\/revisions\/85644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/85643"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=85642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=85642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=85642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}