Merkez Bankas\u0131 (TCMB), 2023\u2019\u00fcn ilk Finansal \u0130stikrar Raporu\u2019nu yay\u0131mlad\u0131.<\/p>\n
Raporda \u2018Lirala\u015fma Stratejisi\u2019 \u00e7er\u00e7evesinde kamu, hanehalk\u0131, reel sekt\u00f6r ve banka bilan\u00e7olar\u0131nda TL\u2019nin a\u011f\u0131rl\u0131\u011f\u0131 art\u0131\u015fta oldu\u011fu belirtildi.<\/p>\n
Ayr\u0131ca bankalar\u0131n likidite \u015foklar\u0131na kar\u015f\u0131 yeterli ve g\u00fc\u00e7l\u00fc likidite tamponlar\u0131na sahip oldu\u011fu belirtilirken bankalar\u0131n yasal oranlar dahilinde ve s\u0131n\u0131rl\u0131 d\u00fczeyde yabanc\u0131 para pozisyonu ta\u015f\u0131d\u0131\u011f\u0131 belirtildi.<\/p>\n
Lirala\u015fma oran\u0131ndaki art\u0131\u015fta, KKM hesaplar\u0131 ile desteklenen TL mevduat art\u0131\u015f\u0131 belirleyici oldu.<\/p>\n
TCMB: L\u0130RA A\u011eIRLI\u011eI ARTIYOR<\/b><\/p>\n
TCMB\u2019nin y\u0131lda iki kez yay\u0131mlad\u0131\u011f\u0131 Finansal \u0130stikrar Raporun\u2019nun ilkinden \u00f6ne \u00e7\u0131kan mesajlar \u015f\u00f6yle oldu:<\/p>\n
* Hanehalk\u0131n\u0131n finansal varl\u0131k kompozisyonunda TL cinsi varl\u0131klar\u0131n ve mevduat d\u0131\u015f\u0131 finansal ara\u00e7lar\u0131n a\u011f\u0131rl\u0131\u011f\u0131 artmaya devam ederken, mevduat lirala\u015fma oran\u0131 art\u0131\u015f e\u011filiminde.<\/p>\n
* Bankalar\u0131n mevduatta lirala\u015fma hedefini ger\u00e7ekle\u015ftirme y\u00f6n\u00fcndeki artan motivasyonlar\u0131 bu e\u011filimin devam edebilece\u011fine i\u015faret etmektedir.<\/p>\n
* Hanehalk\u0131 kesimi hisse senedi, yat\u0131r\u0131m fonu ve emeklilik sistemi gibi mevduat d\u0131\u015f\u0131 finansal varl\u0131klara yat\u0131r\u0131mlar\u0131n\u0131 art\u0131rarak tasarruflar\u0131n\u0131 \u00e7e\u015fitlendirmektedir.<\/p>\n
* Reel sekt\u00f6r\u00fcn y\u00fck\u00fcml\u00fcl\u00fckleri i\u00e7erisindeki TL pay\u0131 artarken, firmalar a\u011f\u0131rl\u0131kl\u0131 olarak TL cinsinden bor\u00e7lanmaktad\u0131r.<\/p>\n
* Firmalar\u0131n varl\u0131k kompozisyonunda da TL cinsi varl\u0131klar\u0131n pay\u0131 artmakta ve toplam ve k\u0131sa vadeli yabanc\u0131 para pozisyonundaki iyile\u015fme e\u011filimi korunmaktad\u0131r.<\/p>\n
* Hedefli kredi politikalar\u0131 sonras\u0131nda TL ticari kredilerde KOB\u0130, ihracat ve yat\u0131r\u0131m kredilerinin pay\u0131 artarken, KOB\u0130\u2019lerin ve ihracat\u00e7\u0131 firmalar\u0131n finansmana eri\u015fimi g\u00fc\u00e7lenmektedir.<\/p>\n
* Parasal aktar\u0131m mekanizmas\u0131n\u0131n etkinli\u011fini desteklemek amac\u0131yla at\u0131lan ad\u0131mlar sonucunda TL ticari kredi faiz oranlar\u0131 belirgin bi\u00e7imde politika faizine yak\u0131nsam\u0131\u015ft\u0131r.<\/p>\n
*\u00a0Bankac\u0131l\u0131k sekt\u00f6r\u00fc g\u00fc\u00e7l\u00fc yabanc\u0131 para likidite tamponlar\u0131na sahiptir. Bankalar\u0131n fonlama kompozisyonunda d\u0131\u015f bor\u00e7lar\u0131n pay\u0131 tarihi d\u00fc\u015f\u00fck seviyelere gerilerken mevduat\u0131n a\u011f\u0131rl\u0131\u011f\u0131 artmaya devam etmektedir.<\/p>\n
* Mevduat a\u011f\u0131rl\u0131kl\u0131 fonlama yap\u0131s\u0131n\u0131n yan\u0131 s\u0131ra bilan\u00e7olarda TL’nin pay\u0131n\u0131n artmas\u0131 sekt\u00f6r\u00fcn likidite g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc desteklemektedir.<\/p>\n
* Mudilerin TL mevduat y\u00f6neliminin g\u00fc\u00e7lenmesi ile bankalar\u0131n bilan\u00e7o i\u00e7i a\u00e7\u0131k pozisyonlar\u0131nda azal\u0131\u015f devam etmektedir. Bankalar yasal oranlar\u0131n olduk\u00e7a alt\u0131nda yabanc\u0131 para pozisyonlar\u0131n\u0131 korumaktad\u0131r.<\/p>\n
\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"
Merkez Bankas\u0131, Finansal \u0130stikrar Raporu’nda lirala\u015fma stratejisi \u00e7er\u00e7evesinde kamu, hanehalk\u0131, reel sekt\u00f6r ve banka bilan\u00e7olar\u0131nda TL’nin a\u011f\u0131rl\u0131\u011f\u0131n\u0131n art\u0131\u015fta oldu\u011funu belirtti. TL a\u011f\u0131rl\u0131\u011f\u0131n\u0131n artmas\u0131nda KKM hesaplar\u0131n\u0131n pay\u0131 etkili oldu.<\/p>\n","protected":false},"author":1,"featured_media":92140,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[936,78,4821,215,371],"class_list":["post-92139","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-lira","tag-mevduat","tag-para","tag-varlik"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/92139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=92139"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/92139\/revisions"}],"predecessor-version":[{"id":92141,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/92139\/revisions\/92141"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/92140"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=92139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=92139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=92139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}