{"id":92228,"date":"2023-05-18T10:37:04","date_gmt":"2023-05-18T10:37:04","guid":{"rendered":"https:\/\/haberulus.net\/?p=92228"},"modified":"2023-05-18T10:37:04","modified_gmt":"2023-05-18T10:37:04","slug":"bankalar-nakit-avans-cekimini-durdurdu","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=92228","title":{"rendered":"Bankalar nakit avans \u00e7ekimini durdurdu"},"content":{"rendered":"<p>Merkez Bankas\u0131\u2019n\u0131n (TCMB) nakit avans ile ilgili d\u00fczenlemelerinin ard\u0131ndan bankalar kredi kartlar\u0131n\u0131 nakit avanslara kapatt\u0131.<\/p>\n<p>\u00d6nceki g\u00fcn yap\u0131lan d\u00fczenleme ile TCMB belirli bir limitin \u00fczerindeki bireysel kredi kartlar\u0131 vas\u0131tas\u0131yla yap\u0131lan nakit \u00e7ekimi ve kuyum harcamalar\u0131n\u0131n kredi t\u00fcr\u00fcne g\u00f6re y\u00fczde 30 oran\u0131nda menkul k\u0131ymet tesisine tabi olmas\u0131na karar verdi.<\/p>\n<p>Karar\u0131n ard\u0131ndan bankalar\u0131n kredi kartlar\u0131na nakit avans \u00f6demelerini durdurdu\u011fu g\u00f6r\u00fcld\u00fc. Bankamatiklerden nakit avans \u00e7ekmek isteyen m\u00fc\u015fteriler ekranda hata ile kar\u015f\u0131la\u015ft\u0131.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/i01.sozcucdn.com\/wp-content\/uploads\/2023\/05\/18\/4239a020-4555-4906-9a7a-324848465efa.jpg\" alt=\"\" title=\"\"><\/p>\n<p><b>TALEP PATLAMI\u015eTI<\/b><\/p>\n<p>Ge\u00e7ti\u011fimiz hafta baz\u0131 bankalar di\u011fer kredilere uygulanan s\u0131n\u0131rlamalar nedeniyle bireyseller i\u00e7in en ucuz ve en yayg\u0131n TL bor\u00e7lanma kanal\u0131 haline gelen \u201ckredi kart\u0131 nakit avans\u201dta kullan\u0131labilecek tutar ve vadeyi belirgin \u015fekilde d\u00fc\u015f\u00fcrmeye ba\u015flam\u0131\u015ft\u0131.<\/p>\n<p>Kredi kart\u0131na nakit avans ya da taksitli nakit avans maliyetleri ayl\u0131k bazda y\u00fczde 1,36 faiz ile TL cinsi en d\u00fc\u015f\u00fck bor\u00e7lanmay\u0131 sa\u011flad\u0131\u011f\u0131 i\u00e7in son d\u00f6nemde bireysel talebin en y\u00fcksek oldu\u011fu bor\u00e7lanma kanal\u0131 haline gelmi\u015fti.\u00a0Y\u00fczde 1,36 faiz ile ayl\u0131k bor\u00e7lanma yap\u0131labilen nakit avansa kar\u015f\u0131l\u0131k, baz\u0131 bankalarda bireysel kredilerde ayl\u0131k faiz oranlar\u0131 y\u00fczde 4&#8217;u a\u015f\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar kredi kartlar\u0131n\u0131 nakit avans \u00e7ekimlerine kapatt\u0131. Ge\u00e7ti\u011fimiz g\u00fcnlerde TCMB kredi kartlar\u0131ndan nakit avans \u00e7ekimleri kar\u015f\u0131l\u0131\u011f\u0131nda bankalara menkul k\u0131ymet tesisi zorunlulu\u011fu getirmi\u015fti.<\/p>\n","protected":false},"author":1,"featured_media":92229,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[972,11987],"class_list":["post-92228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-kredi","tag-nakit-avans"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/92228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=92228"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/92228\/revisions"}],"predecessor-version":[{"id":92230,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/92228\/revisions\/92230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/92229"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=92228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=92228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=92228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}