{"id":9307,"date":"2022-07-18T02:51:03","date_gmt":"2022-07-18T02:51:03","guid":{"rendered":"https:\/\/haberulus.net\/?p=9307"},"modified":"2022-07-18T02:51:03","modified_gmt":"2022-07-18T02:51:03","slug":"borclar-kontrolden-cikiyor-acil-onlem-alinsin","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=9307","title":{"rendered":"Bor\u00e7lar kontrolden \u00e7\u0131k\u0131yor acil \u00f6nlem al\u0131ns\u0131n"},"content":{"rendered":"<p><b>Kredi kart\u0131 ve kredi bor\u00e7lar\u0131 nedeniyle yasal takip say\u0131s\u0131 art\u0131yor. Al\u0131m g\u00fcc\u00fcndeki erimeyle bor\u00e7lanarak ge\u00e7inmeye \u00e7al\u0131\u015fan milyonlarca vatanda\u015f\u0131n kredi kart\u0131 ve bireysel kredi bor\u00e7lar\u0131 kontrol edilemez noktaya ula\u015ft\u0131.<\/b><\/p>\n<p>T\u00fcrkiye Bankalar Birli\u011fi Risk Merkezi verilerine g\u00f6re; May\u0131s 2022 d\u00f6neminde, nisan ay\u0131na g\u00f6re y\u00fczde 5.33&#8217;l\u00fck art\u0131\u015fla, bir ay i\u00e7inde 167 bin 403 t\u00fcketici bireysel kredi ve kredi kart\u0131 borcunu \u00f6deyemedi\u011fi i\u00e7in yasal takibe d\u00fc\u015ft\u00fc.<\/p>\n<p><strong>Y\u00dcZDE 82&#8217;L\u0130K ARTI\u015e<\/strong><\/p>\n<p>Ocak-May\u0131s 2021 d\u00f6neminde ise bireysel kredi ve kredi kart\u0131 borcunu \u00f6deyemedi\u011fi i\u00e7in yasal takibe d\u00fc\u015fen t\u00fcketici say\u0131s\u0131 409.000 iken, bu y\u0131l\u0131n ayn\u0131 d\u00f6neminde bu say\u0131 y\u00fczde 82 oran\u0131nda artarak, 748.437 oldu. Kredi kart\u0131 ve bireysel kredi borcunu \u00f6deyemeyen t\u00fcketici say\u0131s\u0131ndaki art\u0131\u015f\u0131 de\u011ferlendiren T\u00fcketici Birli\u011fi Federasyonu Genel Ba\u015fkan\u0131 Mehmet B\u00fclent Deniz, pandemi nedeniyle kapanmalar\u0131n ya\u015fand\u0131\u011f\u0131 d\u00f6nemde, banka bor\u00e7lar\u0131n\u0131n yasal takip s\u00fcresinin ge\u00e7ici olarak 90 g\u00fcnden 180 g\u00fcne \u00e7\u0131kar\u0131ld\u0131\u011f\u0131n\u0131, milyonlarca t\u00fcketicinin banka bor\u00e7lar\u0131 nedeniyle icra takibine u\u011framalar\u0131n\u0131n \u00f6n\u00fcne ge\u00e7ildi\u011fini hat\u0131rlatt\u0131. Deniz, \u201c\u00dclke ekonomisinin i\u00e7inde bulundu\u011fu bu ola\u011fan\u00fcst\u00fc d\u00f6nemde, daha \u00f6nce uygulanm\u0131\u015f ve olumlu sonu\u00e7lar\u0131 g\u00f6r\u00fclm\u00fc\u015f olan bu \u00f6nlemin ya\u015fama ge\u00e7irilerek, banka bor\u00e7lar\u0131 nedeniyle yasal takip s\u00fcresi, Haziran 2023 tarihine kadar 90 g\u00fcn yerine, 180 g\u00fcn olarak uygulanmal\u0131d\u0131r\u201d \u00f6nerisinde bulundu.<\/p>\n<div><img decoding=\"async\" src=\"https:\/\/i01.sozcucdn.com\/wp-content\/uploads\/2022\/07\/18\/08-mehmet-bulent-deniz.jpg\" alt=\"\" title=\"\"><\/p>\n<p>Mehmet B\u00fclent Deniz<\/p>\n<\/div>\n<p><b>Rakamlar buzda\u011f\u0131n\u0131n sadece g\u00f6r\u00fcnen k\u0131sm\u0131<\/b><\/p>\n<p>T\u00fcketici Birli\u011fi Federasyonu&#8217;na g\u00f6re; bireysel kredi ve kredi kart\u0131 borcunu \u00f6deyemedi\u011fi i\u00e7in yasal takibe d\u00fc\u015fen t\u00fcketici say\u0131s\u0131, buzda\u011f\u0131n\u0131n g\u00f6r\u00fcnen k\u0131sm\u0131. Milyonlarca kredi kart\u0131 i\u00e7in asgari tutar \u00f6denerek, yasal takibe d\u00fc\u015fmeme m\u00fccadelesi verildi\u011fini belirten Mehmet Deniz, \u201cBir yandan fiyat art\u0131\u015flar\u0131, \u00f6te yandan kredi kartlar\u0131nda asgari \u00f6deme oranlar\u0131n\u0131n art\u0131r\u0131lm\u0131\u015f olmas\u0131 nedeniyle bor\u00e7lar\u0131n \u00e7evrilebilirli\u011fi h\u0131zla ortadan kalkmaktad\u0131r. Y\u00fcksek olas\u0131l\u0131kla \u00f6n\u00fcm\u00fczdeki birka\u00e7 ay i\u00e7inde banka bor\u00e7lar\u0131 nedeniyle yasal takibe d\u00fc\u015fen t\u00fcketici say\u0131s\u0131 milyonlarla ifade edilecektir\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredi kart\u0131 ve kredi bor\u00e7lar\u0131 nedeniyle yasal takip say\u0131s\u0131 art\u0131yor. Al\u0131m g\u00fcc\u00fcndeki erimeyle bor\u00e7lanarak ge\u00e7inmeye \u00e7al\u0131\u015fan milyonlarca vatanda\u015f\u0131n &#8230;<\/p>\n","protected":false},"author":1,"featured_media":9308,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[936,2678,2791,520,2790],"class_list":["post-9307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-borclari","tag-kredi-karti","tag-nedeniyle","tag-tuketici"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/9307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9307"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/9307\/revisions"}],"predecessor-version":[{"id":9309,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/9307\/revisions\/9309"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/9308"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}