Y\u0131l\u0131n ilk 4 ay\u0131nda kredi kart\u0131yla yap\u0131lan i\u015flem tutar\u0131 1 trilyon 663 milyar 469 milyon 430 bin TL’ye ula\u015ft\u0131. \u0130htiya\u00e7 kredileri faizleri rekor k\u0131r\u0131nca vatanda\u015f y\u00fczde 1.36 faizli kredi kartlar\u0131na s\u0131\u011f\u0131nd\u0131. Kredi kart\u0131yla yap\u0131lan \u00f6demeler nisanda ise ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re y\u00fczde 114 artarak 422.3 milyar liraya ula\u015ft\u0131. Se\u00e7imden sonra fiyatlar\u0131n artaca\u011f\u0131 beklentisiyle vatanda\u015f ihtiya\u00e7lar\u0131n\u0131 zamlardan \u00f6nce kar\u015f\u0131lama iste\u011fiyle kartl\u0131 al\u0131\u015fveri\u015f harcamalar\u0131n\u0131 art\u0131rd\u0131.<\/p>\n
HER YIL KATLANIYOR<\/strong><\/p>\n 2023 y\u0131l\u0131n\u0131n ilk 4 ay\u0131nda kredi kart\u0131yla yap\u0131lan i\u015flem adedi de 2 milyar 473 milyon adedi a\u015farken bunun yakla\u015f\u0131k 641.9 milyon adedi nisan ay\u0131nda ger\u00e7ekle\u015fti. 2022 y\u0131l\u0131 ile k\u0131yasland\u0131\u011f\u0131nda, kredi kart\u0131 ile yap\u0131lan harcamalar bu y\u0131l daha 4 ayda katland\u0131. 2022’nin ilk 4 ay\u0131nda i\u015flem adedi 2 milyar 20 milyon iken, bu y\u0131l y\u00fczde 22.43 art\u0131\u015fla 2.5 milyara dayand\u0131. Kredi kart\u0131 harcamalar\u0131 ise ge\u00e7en y\u0131l\u0131n ilk 4 ay\u0131na g\u00f6re y\u00fczde 124.2 art\u0131\u015fla 1.6 trilyonu a\u015ft\u0131. Bu y\u0131l ilk 4 ayda yap\u0131lan kredi kart\u0131 harcamalar\u0131, 2021 y\u0131l\u0131n\u0131n tamam\u0131nda yap\u0131lan harcamalar\u0131 ise \u015fimdiden 141 milyar 93 milyon TL a\u015ft\u0131.<\/p>\n En \u00e7ok harcama market al\u0131\u015fveri\u015fine<\/b><\/p>\n Bankalararas\u0131 Kart Merkezi’nin yay\u0131nlad\u0131\u011f\u0131 verilere g\u00f6re 2023’\u00fcn ilk 3 ay\u0131nda kredi kart\u0131 ile yap\u0131lan harcamalar\u0131n \u00f6nemli k\u0131sm\u0131 market ve al\u0131\u015fveri\u015f merkezlerinde ger\u00e7ekle\u015fti. Ocak, \u015fubat mart ay\u0131nda di\u011fer harcama gruplar\u0131na g\u00f6re a\u00e7\u0131k ara farkla yap\u0131lan market ve al\u0131\u015fveri\u015f merkezlerindeki kredi kart\u0131 harcamalar\u0131 200 milyar 59 milyon liraya ula\u015ft\u0131. Market harcamalar\u0131 77 milyar 118 milyon TL ile en \u00e7ok mart ay\u0131nda yap\u0131ld\u0131. Bu harcama grubunu 35 milyar 119 milyon TL ile elektrik, elektronik e\u015fya, bilgisayar grubu, 29 milyar 139 milyon TL ile hizmet sekt\u00f6r\u00fc takip etti.<\/p>\n","protected":false},"excerpt":{"rendered":" Bor\u00e7la ge\u00e7inmeye \u00e7al\u0131\u015fan vatanda\u015f\u0131n kredi kart\u0131 harcamalar\u0131 her ge\u00e7en g\u00fcn art\u0131yor. Enflasyon sarmal\u0131nda al\u0131m g\u00fcc\u00fc d\u00fc\u015fen ve ge\u00e7imini sa\u011flayamayan vatanda\u015f, d\u00fc\u015f\u00fck faizli olmas\u0131 nedeniyle kredi kartlar\u0131na sar\u0131l\u0131yor.<\/p>\n","protected":false},"author":1,"featured_media":96892,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[1608,12321,2791,64,95],"class_list":["post-96891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-ayinda","tag-harcamalar","tag-kredi-karti","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/96891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=96891"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/96891\/revisions"}],"predecessor-version":[{"id":96893,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/96891\/revisions\/96893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/96892"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=96891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=96891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=96891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}