{"id":98578,"date":"2023-06-14T14:35:41","date_gmt":"2023-06-14T14:35:41","guid":{"rendered":"https:\/\/haberulus.net\/?p=98578"},"modified":"2023-06-14T14:35:41","modified_gmt":"2023-06-14T14:35:41","slug":"vatandasin-bankalara-borcu-bir-yilda-yuzde-82-artti","status":"publish","type":"post","link":"https:\/\/haberulus.net\/?p=98578","title":{"rendered":"Vatanda\u015f\u0131n bankalara borcu bir y\u0131lda y\u00fczde 82 artt\u0131"},"content":{"rendered":"

\u0130ktidar\u0131n Aral\u0131k 2021\u2019den bu yana uygulad\u0131\u011f\u0131 yeni ekonomi politikas\u0131 vatanda\u015f\u0131 bor\u00e7 bata\u011f\u0131na daha da saplad\u0131.<\/p>\n

Se\u00e7imden sonra \u2018rasyonel\u2019 politikalara d\u00f6n\u00fc\u015f \u00e7er\u00e7evesinde d\u00fc\u015f\u00fck faiz politikas\u0131n\u0131 terk etmeye haz\u0131rlanan iktidar\u0131n, se\u00e7im \u00f6ncesinde uygulad\u0131\u011f\u0131 politika yurtta\u015flar\u0131n bankalara olan borcunu f\u0131rlatt\u0131.<\/p>\n

T\u00fcketici kredileri ve kredi kart\u0131 harcamalar\u0131n\u0131n toplam miktar\u0131 Haziran 2022 \u2013 Haziran 2023 d\u00f6neminde y\u00fczde 82.5 artarak 1 trilyon 143 milyar liradan 2 trilyon 87 milyar liraya y\u00fckseldi.<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re vatanda\u015flar\u0131n bankalardan kulland\u0131\u011f\u0131 t\u00fcketici kredilerinin miktar\u0131 son bir y\u0131lda yakla\u015f\u0131k 500 milyar lira artarak 878 milyar liradan 1 trilyon 366 milyar liraya y\u00fckseldi.<\/p>\n

BDDK’n\u0131n 2023 y\u0131l\u0131 Haziran ay\u0131 birinci hafta verilerine son bir y\u0131lda kredilerde en b\u00fcy\u00fck art\u0131\u015f oran\u0131 y\u00fczde 275\u2019lik oranla ta\u015f\u0131t kredisinde ya\u015fand\u0131.<\/p>\n

Haziran 2022 \u2013 Haziran 2023 tarihleri aras\u0131nda bankalardan kullan\u0131lan toplam ihtiya\u00e7 kredisi miktar\u0131 521 milyar liradan 851 milyar liraya \u00e7\u0131kt\u0131.<\/p>\n

Konut kredisi y\u00fczde 29,6 art\u0131\u015fla 334 milyar liradan 434 milyar liraya, ta\u015f\u0131t kredisi ise 21 milyar liradan art\u0131\u015fla 80 milyar liraya y\u00fckseldi.<\/p>\n

Bireysel kredi kart\u0131 harcamalar\u0131 da y\u00fczde 172 art\u0131\u015fla 265 milyar liradan 721 milyar liraya \u00e7\u0131kt\u0131.<\/p>\n

\"\"<\/p>\n

BOR\u00c7LU SAYISI 2,1 M\u0130LYON K\u0130\u015e\u0130 ARTTI<\/p>\n

T\u00fcrkiye Bankalar Birli\u011fi Risk Merkezi verilerine g\u00f6re, Mart 2023 itibariyle bireysel kredi kullanan ki\u015fi say\u0131s\u0131 (takipteki krediler hari\u00e7) son bir y\u0131lda 2,1 milyon ki\u015fi artarak 38,5 milyon ki\u015fi olurken, ortalama kredi bakiyesi ise 49 bin TL d\u00fczeyinde ger\u00e7ekle\u015fti.<\/p>\n

Mart ay\u0131nda 173 bin ki\u015fi ilk defa kredi kart\u0131, 170 bin ki\u015fi ise ilk defa t\u00fcketici kredisi kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

Artan hayat pahal\u0131l\u0131\u011f\u0131 ve g\u00fcnden g\u00fcne azalan al\u0131m g\u00fcc\u00fc nedeniyle \u00e7\u0131kmaza giren vatanda\u015f\u0131n bankalara borcu f\u0131rlad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":98579,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[66,972],"class_list":["post-98578","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-haziran","tag-kredi"],"_links":{"self":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/98578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98578"}],"version-history":[{"count":1,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/98578\/revisions"}],"predecessor-version":[{"id":98580,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/posts\/98578\/revisions\/98580"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=\/wp\/v2\/media\/98579"}],"wp:attachment":[{"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberulus.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}